One official benchmark.
Four lender sources.
Track the official U.S. market benchmark automatically, then compare your actual scenario on each lender’s current rate page.
Conventional Rates
Compare the official market average and current lender sources using the same assumptions.
Change the numbers.
See the payment.
Principal and interest only. Property tax, homeowners insurance, mortgage insurance and other costs are not included.
30-year fixed mortgage average
Freddie Mac weekly survey benchmark—not a personalized or locked quote.
| Lender | Source status | Your quote depends on | Official rate page |
|---|---|---|---|
| 01Chase | Updated daily on the official page | Location, credit, loan amount, points | View current rates |
| 02SoFi | Official current rate page | Credit, property, LTV, rate lock | View current rates |
| 03Rocket Mortgage | Official current rate page | Credit, occupancy, LTV, points | View current rates |
| 04Wells Fargo | Official current rate page | ZIP code, loan type, price, down payment | View current rates |
The market benchmark is an official weekly average. Actual lender rate and APR can only be compared accurately in quotes using the same credit, income, location, loan amount, down payment, points and market assumptions.
Non-QM Mortgage Average
| Loan Type | Rate | APR |
|---|---|---|
| No Employment (Primary) - Change Lending | 8.375% | 8.654% |
| DSCR Investment (3-Year PPP) - AmWest | 6.25% | 6.456% |
| Bank Statements - AD Mortgage | 6.375% | 6.547% |
| Foreign National LTV 70% (5/6 ARM) - AmWest | 6.75% | 6.995% |
DISCLAIMER: These rates are intended for realtors and loan officers only. For information purposes only and does not constitute a loan approval or commitment to lend. Rates are subject to change without notice.
$375K loan amount, $500K home value, 30-Yr fixed, Purchase, 740+ score, Single Family Residence, ZIP = 95111
Look beyond
the rate.
- 01
Compare APR
APR includes the interest rate and certain lender fees, giving you a broader view of borrowing cost.
- 02
Match the assumptions
Use the same term, loan type, LTV, points and lock period for a meaningful comparison.
- 03
Review Loan Estimates
Before deciding, compare official Loan Estimates from more than one lender.
Your scenario matters
more than a public rate.
Share your price range, income structure and goals. We will help review the paths that fit.
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