Agreement to Terms
By using this site or submitting a loan inquiry or application, you agree to these Terms. These Terms do not constitute a loan agreement, approval, commitment, or offer to lend.
CapitalSource / TERMS
Terms & Conditions
Eligibility
Users must be at least 18, legally able to contract, and provide accurate and complete information. Service areas and product availability are subject to licensing and lender guidelines.
Nature of Services
CapitalSource acts as a mortgage broker by evaluating borrower profiles, identifying programs through wholesale lenders, and coordinating the application and underwriting process. For certain products we may act as a direct lender; the applicable role will be disclosed in loan documents.
Informational Purposes
Site content is informational only and is not a loan approval, commitment, guarantee of rates or terms, or legal, tax, or financial advice. Products, rates, and terms may change and remain subject to underwriting, appraisal, title, and lender guidelines.
Accuracy of Information
You must provide accurate, complete, and non-misleading information. False or fraudulent information submitted in connection with a mortgage application may result in denial and civil or criminal liability.
Licensing and NMLS
CapitalSource is a dba of EquitySource, Inc. operating under DFPI License 60DBO-112262, California DRE Broker License 02111255, and NMLS ID 1936121. Licensing may be verified through NMLS Consumer Access.
Equal Housing Opportunity
We are an Equal Housing Opportunity lender and do not discriminate based on any characteristic protected by federal, state, or local law.
Reverse Mortgage Disclosures
A reverse mortgage is a loan whose balance grows as interest accrues. Age, counseling, occupancy, and other requirements vary by program. Failure to maintain the property, taxes, and insurance may cause default. Proprietary jumbo programs are not government insured.
HELOC and Cash-Out Disclosures
HELOCs and cash-out refinances are secured by your home and nonpayment may result in foreclosure. HELOC rates may vary; cash-out refinancing replaces the existing mortgage. All programs remain subject to credit, appraisal, LTV, documentation, and underwriting requirements.
Intellectual Property
Site text, graphics, logos, design, and other content are owned by CapitalSource or applicable rights holders and protected by law. They may not be reproduced, distributed, or modified without written permission.
Third-Party Links
This site may link to third-party services. Their own terms and privacy policies apply, and CapitalSource does not control their content or practices.
Limitation of Liability
To the fullest extent permitted by law, liability is limited for indirect, incidental, consequential, or punitive damages arising from site use, content errors or omissions, reliance on content, or unauthorized data access.
Disclaimers
The site and content are provided “as is” and “as available,” without warranties that access will be uninterrupted, error-free, fit for a particular purpose, or free of harmful components.
Privacy
Use of this site is also governed by the Privacy Policy published on this site.
Governing Law and Disputes
These Terms are governed by California law and applicable federal law. Disputes shall be resolved in courts located in Orange County, California.
Changes to These Terms
We may revise these Terms. Updated Terms and their effective date will be posted here, and continued use after posting constitutes acceptance.
Contact Us
For questions, contact EquitySource, Inc. dba CapitalSource at 3050 Saturn St., Suite 105, Brea, CA 92821, hello@capitalsourcemortgage.com, or (213) 344-0063.
CapitalSource is a dba of EquitySource, Inc. · DFPI 60DBO-112262 · DRE 02111255 · NMLS 1936121 · Equal Housing Opportunity.