/*
Theme Name: CapitalSource Mortgage — Blanding
Theme URI: https://blanding.kr
Author: 비랜딩 (blanding.kr)
Description: Bilingual alternative mortgage website for California and Hawaii.
Version: 1.1.12
Text Domain: capitalsource
*/

:root {
  --ink: #091a24;
  --navy: #071923;
  --navy-2: #0d2835;
  --paper: #f4f1ea;
  --paper-2: #e8e6de;
  --gold: #B8922A;
  --gold-soft: #d7bf7c;
  --white: #fff;
  --muted: #6e7c82;
  --line: rgba(9, 26, 36, .15);
  --line-light: rgba(255,255,255,.18);
  --side: clamp(22px, 5.4vw, 90px);
  --radius: 2px;
  --ease: cubic-bezier(.2,.7,.2,1);
}

/* Purchase, toolkit and secure client portal — 2026-08-19 */
.nav-menu-trigger { min-height: 48px; display: flex; align-items: center; gap: 7px; padding: 16px 0; border: 0; color: var(--ink); background: transparent; font: inherit; letter-spacing: inherit; cursor: pointer; }
.nav-menu-trigger i { color: var(--gold); font-size: 13px; font-style: normal; transition: transform .25s var(--ease); }
.nav-item:hover .nav-menu-trigger i, .nav-item:focus-within .nav-menu-trigger i { transform: rotate(180deg); }
.nav-item.is-open .nav-menu-trigger i { transform: rotate(180deg); }
.nav-mega { width: min(660px, 74vw); padding: 22px; transform: translate(-38%, 10px); }
.nav-item:hover .nav-mega, .nav-item:focus-within .nav-mega { transform: translate(-38%, 0); }
.nav-mega > small { display: block; padding: 0 10px 14px; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .2em; }
.nav-mega > div { display: grid; grid-template-columns: 1fr 1fr; }
.nav-mega a { min-height: 76px; padding: 13px 14px; display: flex; flex-direction: column; justify-content: center; gap: 5px; white-space: normal; }
.nav-mega a strong { font-size: 14px; font-weight: 700; }
.nav-mega a span { color: var(--muted); font-size: 11px; font-weight: 500; line-height: 1.45; }
.account-link { padding: 12px 4px; color: var(--ink); font-size: 11px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; white-space: nowrap; }

.tool-page, .account-page { padding-top: 88px; background: var(--paper); }
.tool-hero, .account-hero { color: var(--white); background: var(--navy); }
.tool-hero-inner, .account-hero-inner { max-width: 1440px; min-height: 410px; margin: 0 auto; padding: 105px var(--side) 85px; display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr); align-items: end; gap: 70px; background-image: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px); background-size: 150px 100%, 150px 100%; }
.tool-hero h1, .account-hero h1 { max-width: 930px; margin: 24px 0 0; font-size: clamp(54px, 6.4vw, 104px); font-weight: 600; line-height: .92; letter-spacing: -.065em; }
.tool-hero-inner > p, .account-hero-inner > p { max-width: 500px; margin: 0; color: rgba(255,255,255,.7); font-size: 17px; line-height: 1.75; }
.tool-workspace { max-width: 1440px; margin: 0 auto; padding: 90px var(--side) 110px; display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(390px, .65fr); gap: 0; }
.tool-inputs { min-height: 620px; padding: 58px 64px 62px 0; border-top: 1px solid var(--line); }
.tool-index { display: block; margin-bottom: 45px; color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .2em; }
.tool-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px 30px; }
.tool-form-grid.single { grid-template-columns: 1fr; }
.tool-form-grid label, .account-form label, .account-profile-form label, .home-search-form label { position: relative; display: grid; gap: 10px; color: var(--ink); font-size: 12px; font-weight: 700; }
.tool-form-grid input, .tool-form-grid select, .account-form input, .account-profile-form input, .home-search-form input { width: 100%; min-height: 62px; padding: 0 18px; border: 1px solid var(--line-dark); border-radius: 0; color: var(--ink); background: transparent; font: inherit; font-size: 18px; }
.tool-form-grid label > small { position: absolute; right: 18px; bottom: 20px; color: var(--muted); font-size: 12px; }
.tool-result { min-height: 620px; padding: 58px 50px; color: var(--white); background: var(--navy); }
.tool-result > span { display: block; margin-bottom: 68px; color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .2em; }
.tool-result > small { display: block; color: rgba(255,255,255,.58); font-size: 12px; letter-spacing: .08em; text-transform: uppercase; }
.tool-result > strong { display: block; margin: 18px 0 42px; font-size: clamp(42px, 4.2vw, 72px); font-weight: 600; line-height: 1; letter-spacing: -.055em; }
.tool-result dl { margin: 0 0 44px; border-top: 1px solid rgba(255,255,255,.16); }
.tool-result dl div { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 20px; border-bottom: 1px solid rgba(255,255,255,.16); }
.tool-result dt { color: rgba(255,255,255,.58); font-size: 12px; }
.tool-result dd { margin: 0; font-size: 16px; font-weight: 700; }
.tool-result .button { width: 100%; }
.tool-source { color: var(--gold); font-size: 12px; font-weight: 700; }
.tool-note { max-width: 700px; margin: 40px 0 0; color: var(--muted); font-size: 13px; line-height: 1.7; }
.readiness-result > p { min-height: 58px; margin: -16px 0 30px; color: rgba(255,255,255,.7); line-height: 1.65; }
.home-search-form { display: grid; gap: 25px; }
.home-search-form .button { width: fit-content; border: 0; }
.guide-timeline, .insight-list { max-width: 1320px; margin: 0 auto; padding: 75px var(--side) 110px; }
.guide-timeline article, .insight-list article { min-height: 180px; display: grid; grid-template-columns: 70px minmax(0, 1fr) auto; align-items: center; gap: 45px; border-bottom: 1px solid var(--line); }
.guide-timeline i, .insight-list i { color: var(--gold); font-size: 13px; font-style: normal; font-weight: 800; }
.guide-timeline h2, .insight-list h2 { margin: 0 0 13px; font-size: clamp(28px, 3.2vw, 50px); font-weight: 500; letter-spacing: -.045em; }
.guide-timeline p, .insight-list p { max-width: 760px; margin: 0; color: var(--muted); line-height: 1.7; }
.guide-timeline a, .insight-list a { color: var(--ink); font-size: 12px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.tool-disclaimer { padding: 30px var(--side); color: rgba(255,255,255,.62); background: var(--navy); text-align: center; }
.tool-disclaimer p { max-width: 980px; margin: 0 auto; font-size: 12px; line-height: 1.65; }

/* My HomeCheck — address-first property planning report */
.homecheck-experience { background: var(--paper); }
.homecheck-intake { max-width: 1320px; margin: 0 auto; padding: 96px var(--side) 120px; display: grid; grid-template-columns: minmax(300px, .76fr) minmax(560px, 1.24fr); grid-template-areas: "intro form" "preview form"; align-items: start; column-gap: clamp(48px, 7vw, 100px); row-gap: 42px; }
.homecheck-intake-head { grid-area: intro; }
.homecheck-intake-head > span, .homecheck-preview > span, .homecheck-report-header span, .homecheck-report-card > span, .homecheck-scoreboard article > span, .homecheck-report-cta span { color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; }
.homecheck-intake-head h2 { max-width: 520px; margin: 30px 0 26px; font-size: clamp(44px, 4.25vw, 66px); font-weight: 550; line-height: .98; letter-spacing: -.055em; }
.homecheck-intake-head p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.75; }
.homecheck-form { grid-area: form; padding: 46px 48px 52px; border-top: 3px solid var(--gold); background: rgba(255,255,255,.72); box-shadow: 0 26px 70px rgba(7,25,35,.07); }
.homecheck-form label { position: relative; display: grid; gap: 10px; color: var(--ink); font-size: 12px; font-weight: 750; }
.homecheck-form label > span { min-height: 18px; }
.homecheck-form input, .homecheck-form select { width: 100%; min-height: 60px; padding: 0 16px; border: 1px solid rgba(9,26,36,.25); border-radius: 0; color: var(--ink); background: rgba(255,255,255,.5); font: inherit; font-size: 16px; transition: border-color .2s, background .2s, box-shadow .2s; }
.homecheck-form input:focus, .homecheck-form select:focus { border-color: var(--gold); background: var(--white); box-shadow: 0 0 0 3px rgba(184,146,42,.12); outline: 0; }
.homecheck-form label > small:not(.homecheck-address-field small) { position: absolute; right: 16px; bottom: 20px; color: var(--muted); }
.homecheck-address-field { z-index: 4; margin-bottom: 30px; }
.homecheck-address-field input { min-height: 72px; padding-right: 48px; font-size: 18px; }
.homecheck-address-field::after { position: absolute; right: 18px; top: 43px; width: 17px; height: 17px; border: 2px solid var(--gold); border-radius: 50%; content: ""; }
.homecheck-address-field::before { position: absolute; z-index: 1; right: 16px; top: 59px; width: 8px; height: 2px; background: var(--gold); transform: rotate(45deg); content: ""; }
.homecheck-address-field > small { color: var(--muted); font-size: 10px; font-weight: 550; }
.homecheck-address-suggestions { top: 90px; border-color: rgba(9,26,36,.22); box-shadow: 0 22px 46px rgba(5,31,43,.16); }
.homecheck-address-prompt { padding: 13px 15px 10px; color: var(--gold); background: var(--white); font-size: 9px; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
.homecheck-address-suggestions button::after { float: right; color: var(--gold); content: "↗"; }
.homecheck-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 25px 22px; }
.homecheck-email-field { grid-column: 1 / -1; padding-bottom: 26px; }
.homecheck-form .homecheck-email-field > small { position: static; margin-top: -3px; color: var(--muted); font-size: 10px; font-weight: 550; line-height: 1.55; }
.homecheck-honeypot { position: fixed !important; top: -9999px; left: -9999px; width: 1px; height: 1px; overflow: hidden; opacity: 0; pointer-events: none; }
.homecheck-form-error { margin: 24px 0 0; padding: 13px 15px; color: #7b3a25; background: #fff3ec; font-size: 12px; }
.homecheck-generate { margin-top: 34px; width: 100%; border: 0; }
.homecheck-preview { grid-area: preview; min-height: 0; padding: 34px 30px 30px; color: var(--white); background: var(--navy); }
.homecheck-preview > strong { display: block; margin: 40px 0 31px; font-size: clamp(30px, 2.8vw, 42px); font-weight: 550; line-height: 1.02; letter-spacing: -.045em; }
.homecheck-preview ul { margin: 0; padding: 0; list-style: none; }
.homecheck-preview li { padding: 14px 0; border-top: 1px solid rgba(255,255,255,.17); color: rgba(255,255,255,.78); font-size: 12px; line-height: 1.45; }
.homecheck-preview > small { display: block; margin-top: 27px; color: var(--gold-soft); font-size: 10px; font-weight: 700; letter-spacing: .07em; }
.homecheck-report { scroll-margin-top: 88px; padding: 105px var(--side) 120px; color: var(--white); background: var(--navy); }
.homecheck-report[hidden] { display: none; }
.homecheck-report-header, .homecheck-scoreboard, .homecheck-report-grid, .homecheck-report-cta { max-width: 1260px; margin-right: auto; margin-left: auto; }
.homecheck-report-header { display: flex; align-items: end; justify-content: space-between; gap: 45px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.18); }
.homecheck-report-header h2 { max-width: 780px; margin: 22px 0 10px; font-size: clamp(35px, 4.4vw, 66px); font-weight: 550; line-height: 1.03; letter-spacing: -.055em; }
.homecheck-report-header p { margin: 0; color: rgba(255,255,255,.58); font-size: 12px; }
.homecheck-save-status { min-height: 18px; margin-top: 8px !important; color: var(--gold-soft) !important; font-size: 10px !important; line-height: 1.5; }
.homecheck-report-header > div:last-child { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 12px; }
.homecheck-report-header .button, .homecheck-secondary { min-height: 52px; padding: 0 20px; border: 1px solid rgba(255,255,255,.28); white-space: nowrap; cursor: pointer; }
.homecheck-download[hidden] { display: none !important; }
.homecheck-report-header .button > span { color: var(--ink); }
.homecheck-secondary { color: var(--white); background: transparent; font: inherit; font-size: 11px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; }
.homecheck-scoreboard { display: grid; grid-template-columns: 1.25fr 1fr 1fr 1fr; }
.homecheck-scoreboard article { min-height: 225px; padding: 38px 30px; border-right: 1px solid rgba(255,255,255,.14); border-bottom: 1px solid rgba(255,255,255,.14); }
.homecheck-scoreboard article:first-child { padding-left: 0; }
.homecheck-scoreboard article:last-child { border-right: 0; }
.homecheck-scoreboard strong { display: block; margin: 48px 0 13px; font-size: clamp(28px, 3vw, 44px); font-weight: 550; line-height: 1; letter-spacing: -.045em; }
.homecheck-scoreboard p { margin: 0; color: rgba(255,255,255,.58); font-size: 11px; line-height: 1.55; }
.homecheck-report-grid { display: grid; grid-template-columns: 1fr 1fr; }
.homecheck-report-card { min-height: 490px; padding: 62px 58px; border-right: 1px solid rgba(255,255,255,.14); border-bottom: 1px solid rgba(255,255,255,.14); }
.homecheck-report-card:nth-child(even) { border-right: 0; }
.homecheck-report-card:nth-child(odd) { padding-left: 0; }
.homecheck-report-card h3 { margin: 28px 0 42px; font-size: clamp(30px, 3.3vw, 48px); font-weight: 520; line-height: 1.02; letter-spacing: -.05em; }
.homecheck-report-card dl { margin: 0; }
.homecheck-report-card dl div { min-height: 58px; display: flex; align-items: center; justify-content: space-between; gap: 20px; border-top: 1px solid rgba(255,255,255,.14); }
.homecheck-report-card dt { color: rgba(255,255,255,.58); font-size: 12px; }
.homecheck-report-card dd { margin: 0; font-size: 15px; font-weight: 750; }
.homecheck-public-data { margin-bottom: 28px !important; }
.homecheck-public-data dd { max-width: 58%; text-align: right; overflow-wrap: anywhere; }
.homecheck-paths, .homecheck-checklist { margin: 0; padding: 0; list-style: none; }
.homecheck-paths li { min-height: 80px; padding: 15px 0; display: grid; grid-template-columns: 32px 1fr; align-items: center; gap: 16px; border-top: 1px solid rgba(255,255,255,.14); }
.homecheck-paths li > i { width: 28px; height: 28px; display: grid; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-size: 12px; font-style: normal; }
.homecheck-paths .is-review > i { color: #e7bd8c; border-color: #e7bd8c; }
.homecheck-paths strong { display: block; font-size: 14px; }
.homecheck-paths small { display: block; margin-top: 5px; color: rgba(255,255,255,.55); font-size: 10px; line-height: 1.45; }
.homecheck-ratio-meter { height: 5px; margin: 0 0 32px; overflow: hidden; background: rgba(255,255,255,.14); }
.homecheck-ratio-meter i { width: 0; height: 100%; display: block; background: var(--gold); transition: width .7s var(--ease); }
.homecheck-report-card > p { color: rgba(255,255,255,.55); font-size: 11px; line-height: 1.6; }
.homecheck-checklist li { position: relative; padding: 17px 0 17px 26px; border-top: 1px solid rgba(255,255,255,.14); color: rgba(255,255,255,.78); font-size: 12px; line-height: 1.45; }
.homecheck-checklist li::before { position: absolute; left: 0; color: var(--gold); content: "✓"; }
.homecheck-official-link { margin-top: 27px; display: inline-block; color: var(--gold-soft); font-size: 11px; font-weight: 750; }
.homecheck-report-cta { padding: 68px 0 0; display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 80px; }
.homecheck-report-cta h3 { max-width: 780px; margin: 20px 0 15px; font-size: clamp(34px, 4vw, 60px); font-weight: 520; line-height: 1.02; letter-spacing: -.055em; }
.homecheck-report-cta p { max-width: 760px; margin: 0; color: rgba(255,255,255,.58); font-size: 11px; line-height: 1.65; }
.homecheck-report-cta .button { min-width: 300px; }

@media (min-width: 821px) {
  .homecheck-report-header > div:last-child { margin-right: 104px; flex-wrap: nowrap; }
}

@media (max-width: 1100px) and (min-width: 821px) {
  .homecheck-intake { grid-template-columns: minmax(245px, .7fr) minmax(0, 1.3fr); column-gap: 38px; }
  .homecheck-form { padding: 38px 34px 44px; }
  .homecheck-form-grid { gap: 22px 18px; }
  .homecheck-intake-head h2 { font-size: 48px; }
  .homecheck-preview { padding: 30px 24px; }
}

.account-hero-inner { min-height: 360px; }
.account-hero h1 { font-size: clamp(46px, 5.2vw, 82px); }
.account-shell { max-width: 1240px; margin: 0 auto; padding: 90px var(--side) 120px; }
.account-auth-shell { display: grid; grid-template-columns: .8fr 1.2fr; gap: 90px; }
.account-auth-copy > span, .account-welcome > span { color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .2em; }
.account-auth-copy h2 { margin: 32px 0 25px; font-size: clamp(42px, 5vw, 72px); font-weight: 500; line-height: .98; letter-spacing: -.055em; }
.account-auth-copy p { max-width: 430px; color: var(--muted); line-height: 1.75; }
.account-form { padding: 52px; border-top: 3px solid var(--gold); background: #fff; box-shadow: 0 25px 70px rgba(7,25,35,.08); }
.account-form, .account-form form { display: grid; gap: 23px; }
.account-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.account-form input, .account-profile-form input { background: var(--paper); }
.account-form label small { color: var(--muted); font-size: 10px; }
.account-form .button { width: 100%; border: 0; }
.social-auth { display: grid; gap: 14px; }
.social-auth > p { margin: 0; color: var(--muted); font-size: 11px; font-weight: 800; letter-spacing: .1em; text-align: center; text-transform: uppercase; }
.social-auth > div { display: grid; grid-template-columns: repeat(auto-fit, minmax(125px, 1fr)); gap: 10px; }
.social-auth-button { min-height: 56px; padding: 0 16px; display: flex; align-items: center; justify-content: center; gap: 11px; border: 1px solid #cfd4d7; color: var(--ink); background: var(--white); font-size: 13px; font-weight: 750; letter-spacing: -.01em; transition: border-color .2s, background .2s, box-shadow .2s, transform .2s var(--ease); }
.social-auth-button:hover { border-color: #9aa3a8; background: #f8f9f9; transform: translateY(-1px); }
.social-auth-button:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.social-auth-button--kakao { color: #191919; border-color: #fee500; background: #fee500; }
.social-auth-button--kakao:hover { color: #191919; border-color: #f1d900; background: #f7df00; }
.social-auth-button--apple { color: #fff; border-color: #000; background: #000; }
.social-auth-button--apple:hover { color: #fff; border-color: #242424; background: #242424; }
.social-auth-mark { width: 22px; height: 22px; display: inline-flex; align-items: center; justify-content: center; flex: 0 0 22px; }
.social-auth-icon { display: block; width: 22px; height: 22px; }
.account-divider { display: flex; align-items: center; gap: 14px; color: var(--muted); font-size: 10px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.account-divider::before, .account-divider::after { height: 1px; flex: 1; background: var(--line); content: ""; }
.account-remember { display: flex !important; grid-template-columns: none; align-items: center; gap: 10px !important; }
.account-remember input { width: 18px; min-height: 18px; }
.account-switch { margin: 0; color: var(--muted); font-size: 12px; text-align: center; }
.account-switch a { color: var(--ink); font-weight: 800; }
.account-alert, .account-success { margin: 0; padding: 13px 15px; color: #7b3a25; background: #fff3ec; font-size: 12px; }
.account-dashboard { max-width: 1440px; margin: 0 auto; padding: 70px var(--side) 120px; display: grid; grid-template-columns: 255px minmax(0, 1fr); gap: 65px; }
.account-sidebar { position: sticky; top: 120px; height: fit-content; padding: 28px 0; display: grid; border-top: 2px solid var(--gold); border-bottom: 1px solid var(--line); }
.account-sidebar strong { font-size: 22px; }
.account-sidebar > span { margin-top: 6px; color: var(--muted); font-size: 12px; overflow-wrap: anywhere; }
.account-sidebar nav { margin: 28px 0; display: grid; }
.account-sidebar nav a { padding: 14px 0; border-top: 1px solid var(--line); font-size: 13px; font-weight: 700; }
.account-logout { color: var(--muted); font-size: 11px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.account-welcome { padding: 15px 0 65px; }
.account-welcome h2 { margin: 20px 0 12px; font-size: clamp(48px, 6vw, 86px); font-weight: 500; letter-spacing: -.06em; }
.account-welcome p { color: var(--muted); }
.account-section { margin-bottom: 85px; }
.account-section-head { min-height: 80px; display: grid; grid-template-columns: 50px 1fr auto; align-items: center; gap: 20px; border-top: 1px solid var(--line-dark); }
.account-section-head > span { color: var(--gold); font-size: 11px; font-weight: 800; }
.account-section-head h2 { margin: 0; font-size: 25px; }
.account-section-head a { font-size: 11px; font-weight: 800; text-transform: uppercase; }
.account-application { margin-top: 18px; padding: 34px; color: var(--white); background: var(--navy); }
.account-application header { display: flex; justify-content: space-between; gap: 25px; }
.account-application header small { color: var(--gold); font-size: 10px; letter-spacing: .12em; text-transform: uppercase; }
.account-application h3 { margin: 9px 0 0; font-size: 24px; }
.account-application header > strong { height: fit-content; padding: 9px 12px; color: var(--navy); background: var(--gold); font-size: 10px; text-transform: uppercase; }
.account-milestones { margin: 40px 0; display: grid; grid-template-columns: repeat(6, 1fr); }
.account-milestones span { position: relative; padding-top: 28px; color: rgba(255,255,255,.45); font-size: 9px; text-align: center; }
.account-milestones span::before { position: absolute; top: 7px; right: 50%; left: -50%; height: 1px; background: rgba(255,255,255,.18); content: ""; }
.account-milestones span:first-child::before { display: none; }
.account-milestones i { position: absolute; z-index: 1; top: 2px; left: calc(50% - 6px); width: 12px; height: 12px; border: 2px solid var(--navy); border-radius: 50%; background: rgba(255,255,255,.22); }
.account-milestones .is-complete { color: var(--white); }
.account-milestones .is-complete::before, .account-milestones .is-complete i { background: var(--gold); }
.account-application footer { display: flex; justify-content: space-between; gap: 20px; color: rgba(255,255,255,.55); font-size: 11px; }
.account-application footer div { display: flex; flex-wrap: wrap; gap: 18px; }
.account-application footer a { color: var(--white); font-weight: 700; }
.account-empty { padding: 55px; border: 1px solid var(--line); }
.account-empty > span { color: var(--gold); font-size: 12px; font-weight: 800; }
.account-empty h3 { margin: 25px 0 12px; font-size: 32px; }
.account-empty p { color: var(--muted); }
.account-empty .button { margin-top: 20px; }
.account-homecheck-list { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.account-homecheck-card { min-width: 0; padding: 30px; border-top: 3px solid var(--gold); color: var(--white); background: var(--navy); }
.account-homecheck-card header { min-height: 95px; display: flex; justify-content: space-between; align-items: start; gap: 20px; }
.account-homecheck-card header small { color: var(--gold); font-size: 9px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.account-homecheck-card h3 { margin: 10px 0 0; font-size: 21px; font-weight: 600; line-height: 1.2; overflow-wrap: anywhere; }
.account-homecheck-card time { flex: none; color: rgba(255,255,255,.52); font-size: 10px; }
.account-homecheck-card dl { margin: 26px 0; }
.account-homecheck-card dl div { min-height: 51px; display: flex; align-items: center; justify-content: space-between; gap: 18px; border-top: 1px solid rgba(255,255,255,.14); }
.account-homecheck-card dt { color: rgba(255,255,255,.55); font-size: 10px; }
.account-homecheck-card dd { margin: 0; font-size: 13px; font-weight: 750; text-align: right; overflow-wrap: anywhere; }
.account-homecheck-card footer { padding-top: 20px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px; border-top: 1px solid rgba(255,255,255,.14); }
.account-homecheck-card footer a { color: var(--white); font-size: 10px; font-weight: 800; letter-spacing: .05em; text-transform: uppercase; }
.account-empty-compact { min-height: 320px; display: grid; align-content: center; }
.account-profile-form { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; padding-top: 25px; }
.account-profile-form .button, .account-profile-form .account-success { width: fit-content; }

@media (max-width: 1220px) and (min-width: 821px) {
  .header-inner { grid-template-columns: 185px minmax(0, 1fr) auto; gap: 14px; padding: 0 24px; }
  .brand, .brand-logo { width: 175px; }
  .main-nav { gap: 14px; font-size: 11px; }
  .account-link { display: none; }
  .header-cta { padding-right: 13px; padding-left: 14px; }
}
@media (max-width: 820px) {
  .account-link { display: none; }
  .mobile-nav details { border-bottom: 1px solid var(--line); }
  .mobile-nav details summary { padding: 17px 0; display: flex; justify-content: space-between; align-items: center; cursor: pointer; font-size: 24px; font-weight: 600; list-style: none; }
  .mobile-nav details summary::-webkit-details-marker { display: none; }
  .mobile-nav details summary i { color: var(--gold); font-size: 20px; font-style: normal; }
  .mobile-nav details div { padding: 0 0 14px 14px; }
  .mobile-nav details div a { padding: 11px 0; border: 0; font-size: 15px; letter-spacing: 0; }
  .tool-page, .account-page { padding-top: 72px; }
  .tool-hero-inner, .account-hero-inner { min-height: 360px; padding: 72px 22px 55px; display: block; }
  .tool-hero h1, .account-hero h1 { margin-top: 22px; font-size: clamp(46px, 14vw, 68px); line-height: .96; }
  .tool-hero-inner > p, .account-hero-inner > p { margin-top: 28px; font-size: 15px; }
  .tool-workspace { padding: 55px 22px 75px; display: block; }
  .tool-inputs { min-height: 0; padding: 35px 0 50px; }
  .tool-form-grid { grid-template-columns: 1fr; gap: 23px; }
  .tool-result { min-height: 0; margin: 0 -22px; padding: 45px 22px 50px; }
  .tool-result > span { margin-bottom: 48px; }
  .homecheck-intake { padding: 48px 22px 74px; display: grid; grid-template-columns: minmax(0, 1fr); grid-template-areas: "intro" "form" "preview"; gap: 34px; }
  .homecheck-intake-head h2 { margin: 22px 0 18px; font-size: clamp(36px, 12vw, 46px); line-height: 1; letter-spacing: -.045em; }
  .homecheck-intake-head p { font-size: 13px; line-height: 1.65; }
  .homecheck-form { margin: 0 -6px; padding: 30px 18px 34px; }
  .homecheck-form-grid { grid-template-columns: 1fr; }
  .homecheck-address-field input { min-height: 64px; font-size: 15px; }
  .homecheck-address-field::after { top: 39px; }
  .homecheck-address-field::before { top: 55px; }
  .homecheck-address-suggestions { top: 82px; }
  .homecheck-preview { margin: 0 -6px; padding: 30px 24px; }
  .homecheck-preview > strong { margin: 34px 0 25px; font-size: 34px; }
  .homecheck-report { padding: 70px 22px 80px; scroll-margin-top: 72px; }
  .homecheck-report-header { display: block; }
  .homecheck-report-header h2 { font-size: 39px; overflow-wrap: anywhere; }
  .homecheck-report-header > div:last-child { margin-top: 30px; display: grid; grid-template-columns: 1fr 1fr; }
  .homecheck-report-header > div:last-child .homecheck-download { grid-column: 1 / -1; }
  .homecheck-scoreboard { grid-template-columns: 1fr 1fr; }
  .homecheck-scoreboard article, .homecheck-scoreboard article:first-child { min-height: 190px; padding: 28px 18px; border-right: 1px solid rgba(255,255,255,.14); }
  .homecheck-scoreboard article:nth-child(even) { border-right: 0; }
  .homecheck-scoreboard strong { margin-top: 35px; font-size: 27px; }
  .homecheck-report-grid { display: block; }
  .homecheck-report-card, .homecheck-report-card:nth-child(odd) { min-height: 0; padding: 52px 0; border-right: 0; }
  .homecheck-report-card h3 { font-size: 35px; }
  .homecheck-report-cta { display: block; }
  .homecheck-report-cta h3 { font-size: 38px; }
  .homecheck-report-cta .button { min-width: 0; width: 100%; margin-top: 34px; }
  .guide-timeline, .insight-list { padding: 45px 22px 75px; }
  .guide-timeline article, .insight-list article { padding: 30px 0; grid-template-columns: 36px minmax(0, 1fr); gap: 16px; }
  .guide-timeline article > a, .insight-list article > a { grid-column: 2; }
  .account-shell { padding: 55px 22px 80px; }
  .account-auth-shell { display: block; }
  .account-auth-copy { margin-bottom: 42px; }
  .account-auth-copy h2 { font-size: 48px; }
  .account-form { padding: 30px 22px; }
  .account-form-grid { grid-template-columns: 1fr; }
  .account-dashboard { padding: 45px 22px 80px; display: block; }
  .account-sidebar { position: static; margin-bottom: 55px; }
  .account-welcome h2 { font-size: 52px; }
  .account-section-head { grid-template-columns: 35px 1fr; }
  .account-section-head > a { grid-column: 2; padding-bottom: 15px; }
  .account-application { padding: 25px 18px; }
  .account-application header { display: block; }
  .account-application header > strong { margin-top: 17px; display: inline-block; }
  .account-milestones { grid-template-columns: 1fr; gap: 0; margin-left: 7px; }
  .account-milestones span { min-height: 42px; padding: 0 0 0 32px; text-align: left; }
  .account-milestones span::before { top: -30px; right: auto; bottom: 30px; left: 5px; width: 1px; height: auto; }
  .account-milestones span:first-child::before { display: none; }
  .account-milestones i { top: 0; left: 0; }
  .account-application footer { display: block; }
  .account-application footer div { margin-top: 15px; display: grid; }
  .account-homecheck-list { grid-template-columns: 1fr; }
  .account-homecheck-card { padding: 25px 20px; }
  .account-homecheck-card header { min-height: 0; display: block; }
  .account-homecheck-card time { margin-top: 13px; display: block; }
  .account-homecheck-card footer { display: grid; }
  .account-profile-form { grid-template-columns: 1fr; }
}

@media print {
  body:has(.homecheck-report:not([hidden])) .site-header,
  body:has(.homecheck-report:not([hidden])) .floating-toolbar,
  body:has(.homecheck-report:not([hidden])) .site-footer,
  body:has(.homecheck-report:not([hidden])) .tool-hero,
  body:has(.homecheck-report:not([hidden])) .homecheck-intake,
  body:has(.homecheck-report:not([hidden])) .tool-disclaimer { display: none !important; }
  body:has(.homecheck-report:not([hidden])) .tool-page { padding-top: 0; }
  body:has(.homecheck-report:not([hidden])) .homecheck-report { padding: 24px; color: #091a24; background: #fff; }
  body:has(.homecheck-report:not([hidden])) .homecheck-report * { color: #091a24 !important; border-color: rgba(9,26,36,.22) !important; }
  body:has(.homecheck-report:not([hidden])) .homecheck-report-header > div:last-child,
  body:has(.homecheck-report:not([hidden])) .homecheck-report-cta .button { display: none !important; }
  body:has(.homecheck-report:not([hidden])) .homecheck-report-card { break-inside: avoid; }
}

/* Final portal/navigation cascade — keep this block after the legacy theme rules. */
.main-nav { gap: clamp(17px, 1.6vw, 30px); font-size: 14px; }
.nav-menu-trigger { min-height: 48px; display: flex; align-items: center; gap: 7px; padding: 16px 0; border: 0; color: var(--ink); background: transparent; font: inherit; font-weight: inherit; letter-spacing: inherit; cursor: pointer; }
.nav-menu-trigger i { color: var(--gold); font-size: 13px; font-style: normal; transition: transform .25s var(--ease); }
.nav-item:hover .nav-menu-trigger i, .nav-item:focus-within .nav-menu-trigger i { transform: rotate(180deg); }
.nav-dropdown.nav-mega { left: 50%; width: min(660px, 74vw); padding: 22px; transform: translate(-38%, 10px); }
.nav-item:hover .nav-dropdown.nav-mega, .nav-item:focus-within .nav-dropdown.nav-mega { transform: translate(-38%, 0); }
.nav-item.is-open .nav-dropdown.nav-mega { opacity: 1; visibility: visible; transform: translate(-38%, 0); }
.nav-dropdown.nav-mega > small { display: block; padding: 0 10px 14px; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .2em; }
.nav-dropdown.nav-mega > div { display: grid; grid-template-columns: 1fr 1fr; }
.nav-dropdown.nav-mega a { min-height: 76px; padding: 13px 14px; display: flex; flex-direction: column; justify-content: center; gap: 5px; white-space: normal; }
.nav-dropdown.nav-mega a strong { font-size: 14px; font-weight: 700; }
.nav-dropdown.nav-mega a span { color: var(--muted); font-size: 11px; font-weight: 500; line-height: 1.45; }
.account-link { padding: 12px 4px; color: var(--ink); font-size: 11px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; white-space: nowrap; }
.application-confirmation-actions { display: flex; flex-wrap: wrap; gap: 12px; }

/* 1.1.2 feedback refinements */
.rate-section-heading { max-width: 880px; margin: 0 0 42px; }
.rate-section-heading > span { color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .2em; }
.rate-section-heading h2 { margin: 16px 0 12px; font-size: clamp(40px, 5vw, 74px); font-weight: 500; line-height: .98; letter-spacing: -.055em; }
.rate-section-heading p { max-width: 720px; margin: 0; color: var(--muted); font-size: 15px; line-height: 1.7; }
.nonqm-rate-section { margin-top: 96px; padding-top: 72px; border-top: 1px solid var(--line-dark); }
.nonqm-rate-table th:nth-child(1) { width: 42%; }
.nonqm-rate-table th:nth-child(2) { width: 24%; }
.nonqm-rate-table th:nth-child(3), .nonqm-rate-table th:nth-child(4) { width: 17%; }
.nonqm-rate-table td:first-child strong { max-width: 460px; line-height: 1.45; }
.nonqm-rate-table td:nth-child(2) { color: var(--ink); font-size: 15px; }
.nonqm-rate-table td:nth-child(3), .nonqm-rate-table td:nth-child(4) { color: var(--ink); }
.nonqm-scenario-note { margin: 22px 0 0; color: var(--muted); font-size: 11px; line-height: 1.65; }
.readiness-conditions { margin: -8px 0 30px; padding: 22px; border: 1px solid rgba(255,255,255,.16); background: rgba(255,255,255,.035); }
.readiness-conditions > b { display: block; color: var(--white); font-size: 13px; line-height: 1.55; }
.readiness-conditions ul { margin: 14px 0 0; padding: 0; display: grid; gap: 9px; list-style: none; }
.readiness-conditions li { position: relative; padding-left: 18px; color: rgba(255,255,255,.67); font-size: 12px; line-height: 1.55; }
.readiness-conditions li::before { position: absolute; top: .65em; left: 0; width: 6px; height: 1px; background: var(--gold); content: ""; }
.application-draft-controls { display: flex; align-items: center; justify-content: flex-end; gap: 14px; }
.application-draft-controls button { padding: 7px 0; border: 0; border-bottom: 1px solid var(--line-dark); color: var(--muted); background: transparent; font: inherit; font-size: 10px; font-weight: 800; letter-spacing: .06em; cursor: pointer; text-transform: uppercase; }
.application-draft-controls button:hover, .application-draft-controls button:focus-visible { color: var(--ink); border-color: var(--gold); outline: 0; }
.account-loan-file { margin: 0 0 30px; border-top: 1px solid rgba(255,255,255,.18); border-bottom: 1px solid rgba(255,255,255,.18); }
.account-loan-file summary { min-height: 58px; display: flex; align-items: center; justify-content: space-between; gap: 20px; color: var(--white); cursor: pointer; font-size: 12px; font-weight: 800; letter-spacing: .08em; list-style: none; text-transform: uppercase; }
.account-loan-file summary::-webkit-details-marker { display: none; }
.account-loan-file summary span { color: var(--gold); font-size: 18px; font-weight: 400; transition: transform .25s var(--ease); }
.account-loan-file[open] summary span { transform: rotate(45deg); }
.account-loan-file dl { margin: 0 0 22px; display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid rgba(255,255,255,.12); }
.account-loan-file dl div { min-height: 78px; padding: 16px 18px 16px 0; display: grid; align-content: center; gap: 7px; border-bottom: 1px solid rgba(255,255,255,.12); }
.account-loan-file dt { color: rgba(255,255,255,.5); font-size: 9px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.account-loan-file dd { margin: 0; color: var(--white); font-size: 13px; overflow-wrap: anywhere; }
.account-loan-file > p { margin: 0 0 24px; color: rgba(255,255,255,.5); font-size: 10px; line-height: 1.65; }
.account-application footer > span b { margin-right: 7px; color: rgba(255,255,255,.8); font-size: 9px; letter-spacing: .08em; text-transform: uppercase; }

@media (max-width: 1100px) {
  .site-header { background: rgba(255,255,255,.97); }
  .header-inner { position: relative; z-index: 3; height: 72px; padding: 0 18px; display: flex; justify-content: space-between; }
  .main-nav, .header-cta, .account-link { display: none; }
  .brand { width: 180px; }
  .brand-logo { width: 168px; max-height: 44px; }
  .menu-toggle { display: grid; }
  .mobile-nav-backdrop { position: fixed; z-index: 1; top: 72px; right: 0; bottom: 0; left: 0; display: block; padding: 0; border: 0; background: rgba(7,25,35,.64); opacity: 0; visibility: hidden; transition: opacity .35s var(--ease), visibility .35s; }
  .mobile-nav { position: fixed; z-index: 2; top: 72px; right: 0; bottom: 0; left: auto; width: min(88vw, 420px); padding: 30px 28px 90px; display: flex; flex-direction: column; gap: 0; overflow-y: auto; visibility: hidden; color: var(--ink); background: rgba(255,255,255,.99); box-shadow: -22px 0 50px rgba(7,25,35,.18); transform: translateX(104%); transition: transform .42s var(--ease), visibility .42s; }
  .site-header.menu-open .mobile-nav-backdrop { visibility: visible; opacity: 1; }
  .site-header.menu-open .mobile-nav { visibility: visible; transform: none; }
  .mobile-nav > a { padding: 15px 0; border-bottom: 1px solid var(--line); font-size: 22px; font-weight: 600; letter-spacing: -.025em; }
  .mobile-nav details { border-bottom: 1px solid var(--line); }
  .mobile-nav details summary { padding: 15px 0; display: flex; justify-content: space-between; align-items: center; cursor: pointer; font-size: 22px; font-weight: 600; list-style: none; }
  .mobile-nav details summary::-webkit-details-marker { display: none; }
  .mobile-nav details summary i { color: var(--gold); font-size: 20px; font-style: normal; }
  .mobile-nav details div { padding: 0 0 14px 14px; }
  .mobile-nav details div a { padding: 10px 0; display: block; border: 0; color: var(--muted); font-size: 14px; letter-spacing: 0; }
  .mobile-nav .mobile-cta { margin-top: 17px; padding: 15px; color: var(--ink); border: 0; background: var(--gold); font-size: 12px; font-weight: 800; text-align: center; letter-spacing: .08em; text-transform: uppercase; }
}

@media (max-width: 820px) {
  .rate-section-heading { margin-bottom: 30px; }
  .rate-section-heading h2 { font-size: 44px; }
  .nonqm-rate-section { margin-top: 62px; padding-top: 50px; }
  .nonqm-rate-table tbody tr { display: grid; }
  .nonqm-rate-table td:first-child, .nonqm-rate-table td:last-child { grid-column: auto; }
  .nonqm-rate-table td:first-child { grid-column: 1 / -1; }
  .nonqm-rate-table td:last-child { padding-top: 0; border-top: 0; }
  .application-topbar { grid-template-columns: 1fr auto; }
  .application-draft-controls { grid-column: 2; grid-row: 1; display: grid; justify-items: end; gap: 3px; }
  .application-draft-controls .application-save-state { grid-column: auto; grid-row: auto; }
  .application-draft-controls button { font-size: 9px; }
  .account-loan-file dl { grid-template-columns: 1fr; }
}

/* Refined dropdown indicator: geometric, font-independent, and optically aligned. */
.main-nav .nav-chevron {
  width: 7px;
  height: 7px;
  flex: 0 0 7px;
  margin: -3px 1px 0 2px;
  display: inline-block;
  border-right: 1.5px solid var(--gold);
  border-bottom: 1.5px solid var(--gold);
  transform: rotate(45deg);
  transform-origin: 62% 62%;
  transition: transform .24s var(--ease), border-color .24s ease;
}
.main-nav .nav-item:hover > a .nav-chevron,
.main-nav .nav-item:focus-within > a .nav-chevron,
.main-nav .nav-item:hover > .nav-menu-trigger .nav-chevron,
.main-nav .nav-item:focus-within > .nav-menu-trigger .nav-chevron,
.main-nav .nav-item.is-open > .nav-menu-trigger .nav-chevron {
  transform: rotate(225deg);
}

@media (max-width: 560px) {
  .application-confirmation-actions { width: 100%; flex-direction: column; }
  .application-confirmation-actions .button { width: 100%; }
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; background: var(--navy); }
body { margin: 0; overflow-x: hidden; color: var(--ink); background: var(--paper); font-family: "Manrope", ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.55; -webkit-font-smoothing: antialiased; }
body, button, input, select, textarea { font-size: 16px; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; height: auto; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
.screen-reader-text { position: absolute!important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 999; top: 8px; left: 8px; padding: 9px 13px; color: var(--ink); background: var(--gold); transform: translateY(-180%); }
.skip-link:focus { transform: none; }

.site-header { position: fixed; z-index: 50; inset: 0 0 auto; color: var(--ink); background: rgba(255,255,255,.97); box-shadow: 0 1px 0 rgba(9,26,36,.12); transition: background .35s, box-shadow .35s; }
.site-header.is-scrolled { background: rgba(255,255,255,.98); box-shadow: 0 4px 20px rgba(9,26,36,.08); backdrop-filter: blur(17px); }
.header-inner { max-width: 1440px; height: 88px; margin: 0 auto; padding: 0 var(--side); display: grid; grid-template-columns: 235px 1fr auto; gap: 30px; align-items: center; }
.brand { width: 225px; display: inline-flex; align-items: center; }
.brand-logo { width: 195px; height: auto; max-height: 48px; object-fit: contain; object-position: left center; }
.brand-mark { width: 28px; height: 28px; display: grid; place-items: center; border: 1px solid var(--gold); color: var(--gold); font-size: 11px; letter-spacing: 0; }
.brand small { display: block; margin-top: 5px; color: rgba(255,255,255,.56); font-size: 8px; font-weight: 500; letter-spacing: .2em; }
.main-nav { display: flex; justify-content: center; gap: clamp(22px, 3vw, 48px); font-size: 14px; font-weight: 600; letter-spacing: .02em; }
.main-nav a { position: relative; padding: 16px 0; }
.main-nav a::after { content: ""; position: absolute; right: 100%; bottom: 10px; left: 0; height: 1px; background: var(--gold); transition: right .25s; }
.main-nav a:hover::after, .main-nav a[aria-current="page"]::after { right: 0; }
.header-actions { display: flex; align-items: center; gap: 10px; min-height: 40px; }
.language-toggle { width: 40px; height: 40px; flex: 0 0 40px; display: grid; place-items: center; padding: 0; border: 1px solid rgba(9,26,36,.24); color: var(--ink); background: transparent; font-size: 9px; font-weight: 700; line-height: 1; letter-spacing: .08em; }
.language-toggle:hover { color: var(--gold); border-color: var(--gold); }
.header-cta, .button { display: inline-flex; justify-content: space-between; align-items: center; gap: 22px; padding: 15px 18px 15px 21px; color: var(--ink); background: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; transition: transform .25s, background .25s, color .25s; }
.header-cta { min-height: 48px; }
.header-cta:hover, .button:hover { color: var(--ink); background: var(--gold-soft); transform: translateY(-2px); }
.button-dark { color: var(--white); background: var(--navy); }
.button-dark:hover { color: var(--white); background: var(--navy-2); }
.menu-toggle { display: none; width: 40px; height: 40px; flex: 0 0 40px; place-items: center; padding: 0; border: 1px solid rgba(9,26,36,.24); color: var(--ink); background: transparent; }
.menu-toggle span, .menu-toggle span::after { display: block; width: 18px; height: 1px; margin: 0 auto; background: currentColor; content: ""; transition: transform .25s; }
.menu-toggle span::after { transform: translateY(6px); }
.site-header.menu-open .menu-toggle span { transform: rotate(45deg); }
.site-header.menu-open .menu-toggle span::after { transform: translateY(-1px) rotate(-90deg); }
.mobile-nav, .mobile-nav-backdrop { display: none; }
body.menu-lock { overflow: hidden; }

.hero { min-height: 830px; position: relative; display: flex; align-items: center; overflow: hidden; color: var(--white); background: var(--navy); }
.hero-media, .cover-media { position: absolute; inset: 0; overflow: hidden; }
.hero-media img, .cover-media img { width: 100%; height: 100%; object-fit: cover; object-position: center; transform: scale(1.03); }
.hero-media::after, .cover-media::after { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7,25,35,.98) 0%, rgba(7,25,35,.86) 40%, rgba(7,25,35,.25) 100%), linear-gradient(0deg, rgba(7,25,35,.8), transparent 58%); content: ""; }
.hero-grid { position: relative; z-index: 1; width: 100%; max-width: 1440px; margin: 0 auto; padding: 170px var(--side) 135px; }
.eyebrow, .section-label { display: flex; align-items: center; gap: 12px; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; }
.eyebrow::before { width: 34px; height: 1px; background: currentColor; content: ""; }
.hero h1 { max-width: 940px; margin: 30px 0 34px; font-size: clamp(56px, 8vw, 128px); font-weight: 500; line-height: .9; letter-spacing: -.075em; }
.gold { color: var(--gold); }
.hero-copy { max-width: 530px; color: rgba(255,255,255,.7); font-size: clamp(15px, 1.4vw, 19px); }
.hero-bottom { display: flex; align-items: center; justify-content: space-between; max-width: 890px; gap: 40px; }
.round-cta { width: 164px; height: 164px; padding: 28px; display: grid; place-items: center; position: relative; isolation: isolate; border: 1px solid var(--gold); border-radius: 50%; color: var(--ink); background: var(--gold); box-shadow: 0 16px 42px rgba(184,146,42,.34); font-size: 12px; font-weight: 800; line-height: 1.32; letter-spacing: .075em; text-align: center; text-transform: uppercase; transition: transform .35s var(--ease), background .3s, box-shadow .35s; }
.round-cta::before { position: absolute; z-index: -1; inset: -9px; border: 1px solid rgba(212,178,75,.7); border-radius: inherit; content: ""; animation: ctaPulse 2.7s var(--ease) infinite; }
.round-cta b { position: absolute; top: 20px; right: 25px; color: var(--ink); font-size: 20px; }
.round-cta:hover { color: var(--ink); background: var(--gold-soft); transform: rotate(-3deg) scale(1.035); box-shadow: 0 20px 52px rgba(184,146,42,.46); }
@keyframes ctaPulse { 0%, 100% { opacity: .62; transform: scale(.98); } 50% { opacity: 1; transform: scale(1.04); } }
.proof-rail { position: absolute; z-index: 2; right: var(--side); bottom: 42px; display: flex; border-top: 1px solid var(--line-light); border-bottom: 1px solid var(--line-light); background: rgba(7,25,35,.3); backdrop-filter: blur(12px); }
.proof-rail > div { min-width: 150px; padding: 14px 18px; display: flex; gap: 12px; align-items: center; border-right: 1px solid var(--line-light); }
.proof-rail > div:last-child { border: 0; }
.proof-rail strong { font-size: 27px; font-weight: 500; }
.proof-rail span { color: rgba(255,255,255,.62); font-size: 9px; line-height: 1.35; letter-spacing: .08em; text-transform: uppercase; }
.proof-rail-single > div { min-width: 220px; justify-content: center; gap: 10px; }
.proof-rail-single > div::before { width: 6px; height: 6px; flex: 0 0 6px; border-radius: 50%; background: var(--gold); content: ""; }
.proof-rail-single span { color: rgba(255,255,255,.86); font-size: 10px; }

.section { padding: 120px var(--side); }
.section-inner { max-width: 1440px; margin: 0 auto; }
.manifesto { background: var(--paper); }
.manifesto-grid { margin: 80px 0 105px; display: grid; grid-template-columns: 1fr 3fr; gap: 8vw; align-items: start; }
.manifesto-lead { max-width: 300px; margin: 0; color: var(--muted); font-size: 15px; }
.display { margin: 0; font-size: clamp(46px, 6.2vw, 105px); font-weight: 500; line-height: .97; letter-spacing: -.075em; }
.display .muted { color: #a9aeaa; }
.ticker { margin: 0 calc(var(--side) * -1); overflow: hidden; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); white-space: nowrap; }
.ticker span { display: inline-block; padding: 18px 0; font-size: 11px; font-weight: 800; letter-spacing: .16em; animation: ticker 28s linear infinite; }
.ticker i { padding: 0 30px; color: var(--gold); font-style: normal; }
@keyframes ticker { to { transform: translateX(-50%); } }

.dark-section { color: var(--white); background: var(--navy); }
.dark-section .section-label { color: rgba(255,255,255,.62); }
.dark-section .section-label > span:first-child { border-color: currentColor; }
.section-label > span:first-child { width: 29px; height: 29px; display: grid; place-items: center; flex: 0 0 29px; border: 1px solid currentColor; border-radius: 50%; font-size: 9px; letter-spacing: 0; }
.qualification-section { position: relative; min-height: 1000px; padding: 110px var(--side); overflow: hidden; color: var(--white); background: var(--navy); }
.qualification-bg { position: absolute; inset: 0; }
.qualification-bg img { width: 100%; height: 100%; object-fit: cover; filter: saturate(.62); transform: scale(1.02); }
.qualification-bg::after { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(4,16,25,.98) 0%, rgba(4,16,25,.84) 51%, rgba(4,16,25,.42) 100%), linear-gradient(0deg, rgba(4,16,25,.92), transparent 58%); content: ""; }
.qualification-blueprint { position: absolute; inset: 0; opacity: .13; background-image: linear-gradient(rgba(184,146,42,.28) 1px, transparent 1px), linear-gradient(90deg, rgba(184,146,42,.28) 1px, transparent 1px); background-size: 72px 72px; mask-image: linear-gradient(90deg, transparent, #000 35%); }
.qualification-inner { position: relative; z-index: 1; }
.qualification-heading { margin: 72px 0; display: grid; grid-template-columns: minmax(0, 1fr) minmax(280px, 420px); gap: clamp(55px, 8vw, 125px); align-items: end; }
.qualification-heading h2, .process-intro h2, .review h2, .page-hero h1 { margin: 0; font-size: clamp(45px, 6vw, 98px); font-weight: 500; line-height: .93; letter-spacing: -.07em; }
.qualification-heading p { max-width: 420px; margin: 0 0 8px; color: rgba(255,255,255,.62); font-size: 16px; }
.qualification-body { padding-right: 80px; display: grid; grid-template-columns: minmax(0, 850px) minmax(280px, 340px); gap: clamp(42px, 7vw, 115px); align-items: end; justify-content: space-between; }
.paths { border-top: 1px solid var(--line-light); }
.path { width: 100%; min-height: 106px; padding: 0 14px; display: grid; grid-template-columns: 55px 1fr 45px; align-items: center; border: 0; border-bottom: 1px solid var(--line-light); color: var(--white); background: transparent; text-align: left; transition: .3s; }
.path:hover, .path.is-active { padding-left: 24px; color: var(--ink); background: var(--gold); }
.path-no { color: rgba(255,255,255,.46); font-size: 10px; }
.path.is-active .path-no, .path:hover .path-no { color: rgba(9,26,36,.6); }
.path b { display: block; font-size: clamp(21px, 2.2vw, 32px); font-weight: 500; letter-spacing: -.03em; }
.path small { color: rgba(255,255,255,.52); font-size: 11px; }
.path:hover small, .path.is-active small { color: rgba(9,26,36,.62); }
.path-arrow { font-size: 22px; text-align: right; opacity: 0; transform: translate(-8px, 8px); transition: .25s; }
.path:hover .path-arrow, .path.is-active .path-arrow { opacity: 1; transform: none; }
.path-panel { min-height: 350px; align-self: end; padding: 30px; border: 1px solid var(--line-light); background: rgba(7,25,35,.62); backdrop-filter: blur(16px); }
.path-panel small { display: block; color: var(--gold); font-size: 9px; letter-spacing: .16em; text-transform: uppercase; }
.path-panel h3 { min-height: 115px; margin: 20px 0 44px; font-size: 21px; font-weight: 500; line-height: 1.35; letter-spacing: -.025em; }
.path-stat { padding-top: 16px; border-top: 1px solid var(--line-light); }
.path-stat strong { display: block; font-size: 54px; font-weight: 500; line-height: 1; letter-spacing: -.06em; }
.path-stat span { display: block; color: rgba(255,255,255,.5); font-size: 10px; text-transform: uppercase; letter-spacing: .08em; }

.solutions { background: var(--paper); }
.section-head { display: grid; grid-template-columns: 1fr 2fr 1fr; gap: 60px; align-items: end; margin-bottom: 75px; }
.section-head h2 { margin: 0; font-size: clamp(44px, 5.4vw, 82px); font-weight: 500; line-height: .95; letter-spacing: -.07em; }
.section-head p { max-width: 330px; margin: 0; color: var(--muted); }
.solution-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); }
.solution-card { display: block; min-height: 390px; padding: 34px 28px; border-right: 1px solid var(--line); color: inherit; background: var(--paper); text-decoration: none; cursor: pointer; transition: .35s; }
.solution-card:last-child { border-right: 0; }
.solution-card:hover { color: var(--white); background: var(--navy); transform: translateY(-8px); }
.solution-card .number { display: block; margin-bottom: 90px; color: var(--gold); font-size: 10px; letter-spacing: .15em; }
.solution-card h3 { margin: 0 0 15px; font-size: 34px; font-weight: 500; letter-spacing: -.055em; }
.solution-card p { margin: 0; color: var(--muted); font-size: 14px; }
.solution-card:hover p { color: rgba(255,255,255,.64); }
.solution-card:focus-visible { z-index: 2; outline: 3px solid var(--gold); outline-offset: -3px; }
.solution-card-arrow { position: absolute; right: 28px; bottom: 28px; color: var(--gold); font-size: 22px; transition: transform .35s var(--ease); }
.solution-card:hover .solution-card-arrow, .solution-card:focus-visible .solution-card-arrow { transform: translate(4px, -4px); }

.process { color: var(--white); background: var(--navy-2); }
.process-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 11vw; }
.process-intro { position: sticky; top: 125px; align-self: start; }
.process-intro p { max-width: 380px; margin: 28px 0 0; color: rgba(255,255,255,.58); }
.steps { position: relative; padding-left: 55px; }
.steps::before { position: absolute; top: 0; bottom: 0; left: 5px; width: 1px; background: var(--line-light); content: ""; }
.steps::after { position: absolute; top: 0; bottom: 0; left: 5px; width: 2px; background: var(--gold); content: ""; transform: scaleY(var(--process-progress, 0)); transform-origin: top center; transition: transform .16s linear; }
.step { min-height: 280px; padding: 37px 0; display: grid; grid-template-columns: 70px 1fr; gap: 25px; border-top: 1px solid var(--line-light); }
.step:first-child { border-top: 0; }
.step > span { color: var(--gold); font-size: 11px; }
.step h3 { margin: 0 0 18px; font-size: 41px; font-weight: 500; line-height: 1; letter-spacing: -.055em; }
.step p { grid-column: 2; max-width: 550px; margin: 0; color: rgba(255,255,255,.56); }
.process.is-scroll-active .step.motion-reveal.is-visible { opacity: .34; transform: translate3d(18px, 0, 0); transition: opacity .48s var(--ease), transform .48s var(--ease); }
.process.is-scroll-active .step.motion-reveal.is-visible.is-current { opacity: 1; transform: none; }
.process.is-scroll-active .step h3,
.process.is-scroll-active .step p { transition: color .48s var(--ease); }
.process.is-scroll-active .step.is-current p { color: rgba(255,255,255,.72); }

.reviews { background: var(--paper-2); }
.review-top { display: grid; grid-template-columns: 1fr 2fr 1fr; gap: 50px; align-items: end; }
.review-top h2 { margin: 0; font-size: clamp(44px, 5.2vw, 83px); font-weight: 500; line-height: .95; letter-spacing: -.07em; }
.review-stats { display: flex; justify-content: flex-end; align-items: end; gap: 12px; }
.review-stars { color: var(--gold); font-size: 24px; letter-spacing: .15em; }
.review-stats small { color: var(--muted); font-size: 10px; text-transform: uppercase; letter-spacing: .08em; }
.review-card { margin-top: 72px; padding: 46px 0 0; display: grid; grid-template-columns: 1fr 2.5fr; gap: 50px; border-top: 1px solid var(--line); }
.review-card blockquote { max-width: 900px; margin: 0; font-size: clamp(30px, 4vw, 62px); font-weight: 500; line-height: 1.05; letter-spacing: -.06em; }
.review-card p { margin: 25px 0 0; color: var(--muted); font-size: 13px; }

.review { min-height: 690px; position: relative; display: flex; align-items: center; overflow: hidden; color: var(--white); background: var(--navy); }
.review-content { position: relative; z-index: 1; width: 100%; max-width: 1440px; margin: 0 auto; padding: 115px var(--side); }
.review h2 { max-width: 970px; margin: 42px 0; }
.review h2 em { color: var(--gold); font-style: normal; }
.review-bottom { display: flex; justify-content: space-between; align-items: end; gap: 45px; }
.review-bottom p { max-width: 440px; margin: 0; color: rgba(255,255,255,.62); }
.review-bottom .button { width: min(410px, 37vw); }

.site-footer { overflow: hidden; padding: 70px var(--side) 30px; color: var(--white); background: var(--navy); }
.footer-top { max-width: 1440px; margin: 0 auto; padding-bottom: 70px; display: grid; grid-template-columns: 2fr 1fr 1.1fr; gap: 70px; }
.footer-brand { font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.footer-brand-logo { display: block; width: 250px; height: auto; max-height: 62px; object-fit: contain; object-position: left center; margin-bottom: 8px; }
.footer-social-heading { margin-top: 18px; }
.footer-social { display: flex; gap: 10px; flex-wrap: wrap; }
.social-icon { width: 38px; height: 38px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.28); color: rgba(255,255,255,.76); background: transparent; transition: color .3s, background .3s, border-color .3s, transform .3s var(--ease); }
.social-icon svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.social-icon--youtube svg, .social-icon--facebook svg, .social-icon--linkedin svg { fill: currentColor; stroke: none; }
.social-icon--youtube .social-play { fill: var(--navy); }
.social-icon:hover, .social-icon:focus-visible { color: var(--ink); border-color: var(--gold); background: var(--gold); transform: translateY(-4px); outline: 0; }
.social-dot { fill: currentColor; stroke: none; }
.footer-brand p { max-width: 280px; margin: 20px 0 0; color: rgba(255,255,255,.5); font-size: 12px; letter-spacing: 0; text-transform: none; }
.footer-links, .footer-contact { display: flex; flex-direction: column; align-items: flex-start; gap: 12px; color: rgba(255,255,255,.62); font-size: 13px; }
.footer-links a:hover, .footer-contact a:hover { color: var(--gold); }
.footer-heading { margin-bottom: 5px; color: var(--gold); font-size: 9px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; }
.footer-bottom { max-width: 1440px; margin: 0 auto; padding-top: 23px; display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid var(--line-light); color: rgba(255,255,255,.38); font-size: 10px; }
.footer-bottom p { margin: 0; }
.footer-disclaimer { max-width: 1440px; margin: 24px auto 0; padding-top: 22px; display: grid; grid-template-columns: minmax(120px, .22fr) minmax(0, 1fr); gap: 24px; border-top: 1px solid var(--line-light); color: rgba(255,255,255,.58); }
.footer-disclaimer strong { color: var(--gold); font-size: 11px; line-height: 1.5; letter-spacing: .16em; text-transform: uppercase; }
.footer-disclaimer p { max-width: 980px; margin: 0; font-size: 13px; line-height: 1.65; letter-spacing: -.005em; }
.mobile-sticky { display: none; }

.google-review-strip { color: var(--ink); background: var(--paper-2); }
.google-review-inner { max-width: 1440px; margin: 0 auto; padding: 115px calc(var(--side) + 112px) 115px var(--side); }
.google-review-heading { display: flex; justify-content: space-between; align-items: end; gap: 45px; margin-top: 42px; }
.google-review-heading h2 { margin: 0; font-size: clamp(46px, 5.7vw, 92px); font-weight: 700; line-height: .92; letter-spacing: -.075em; }
.google-review-heading h2 em { color: var(--gold); font-style: normal; }
.google-review-brand { display: flex; align-items: end; gap: 12px; padding-bottom: 8px; }
.google-review-brand strong, .google-stars { color: var(--gold); letter-spacing: .12em; }
.google-review-brand span, .google-review-card-top span:last-child { color: var(--muted); font-size: 10px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.google-review-grid { margin-top: 65px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1px; background: var(--line); }
.google-review-card { min-height: 340px; padding: 30px; display: flex; flex-direction: column; background: var(--paper); }
.google-review-card-top { display: flex; justify-content: space-between; gap: 15px; align-items: center; }
.google-review-card blockquote { flex: 1; margin: 48px 0 30px; font-size: clamp(18px, 1.45vw, 23px); font-weight: 600; line-height: 1.32; letter-spacing: -.03em; }
.google-review-card p { margin: 0; color: var(--muted); font-size: 11px; letter-spacing: .04em; text-transform: uppercase; }
.google-review-card p a { color: inherit; }
.google-review-card p a:hover { color: var(--gold); }
.google-review-card p span { text-transform: none; }
.google-review-button { margin-top: 42px; }

.cs-quick-dock { position: fixed; z-index: 999; top: 50%; right: 26px; display: flex; flex-direction: column; width: 88px; padding: 12px 8px; border: 1px solid rgba(255,255,255,.16); border-radius: 44px; color: var(--white); background: var(--navy); box-shadow: 0 18px 35px rgba(7,25,35,.22); opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(-50%); }
.cs-quick-link { min-height: 64px; display: flex; flex-direction: column; justify-content: center; align-items: center; gap: 7px; color: rgba(255,255,255,.92); font-size: 10px; font-weight: 700; letter-spacing: .01em; text-align: center; transition: color .25s, background .25s, transform .25s var(--ease); }
.cs-quick-link + .cs-quick-link { border-top: 1px solid rgba(255,255,255,.16); }
.cs-quick-link span { white-space: nowrap; }
.cs-quick-link svg { width: 26px; height: 26px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.cs-quick-link .cs-quick-play { fill: currentColor; stroke: none; }
.cs-quick-link:hover, .cs-quick-link:focus-visible { color: var(--gold-soft); transform: translateY(-2px); outline: 0; }
.cs-quick-top { width: 100%; margin: 0; padding: 0; border: 0; color: inherit; background: transparent; font: inherit; cursor: pointer; appearance: none; -webkit-appearance: none; }
.cs-quick-toggle { display: none; }
.cs-quick-toggle svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }

@media (min-width: 821px) {
  .cs-quick-dock { top: 50%; right: 26px; display: flex !important; transform: translateY(-50%); }
  .cs-quick-link { display: flex; }
  .cs-quick-toggle { display: none; }
}

.page-hero { min-height: 570px; position: relative; display: flex; align-items: end; overflow: hidden; color: var(--white); background: var(--navy); }
.page-hero-content { position: relative; z-index: 1; width: 100%; max-width: 1440px; margin: 0 auto; padding: 145px var(--side) 85px; }
.page-hero h1 { max-width: 900px; margin-top: 28px; }
.page-hero p { max-width: 530px; margin: 26px 0 0; color: rgba(255,255,255,.65); }
.content-section { width: 100%; max-width: 1440px; margin: 0 auto; padding: 110px var(--side); }
.content-section h2 { margin: 0 0 22px; font-size: clamp(34px, 4vw, 62px); font-weight: 500; line-height: 1; letter-spacing: -.055em; }
.content-section > p { max-width: 720px; color: var(--muted); }
.card-grid { width: 100%; margin-top: 55px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1px; background: var(--line); }
.program-card-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.info-card { min-height: 250px; padding: 32px; background: var(--paper); }
.info-card .number { color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .15em; }
.info-card h3 { margin: 50px 0 12px; font-size: 28px; font-weight: 500; letter-spacing: -.045em; }
.info-card p { margin: 0; color: var(--muted); font-size: 14px; }
.contact-layout { max-width: 1720px; display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: clamp(70px, 6vw, 120px); }
.contact-aside > .section-label { display: none; }
.contact-aside h2 { margin-top: 0; }
.contact-aside p { color: var(--muted); }
.contact-aside a { display: block; margin-top: 17px; color: var(--navy); font-weight: 700; }
.contact-aside a:hover { color: var(--gold); }

.funnel { padding: clamp(40px, 3.2vw, 58px); color: var(--white); background: var(--navy); }
.funnel-head { display: flex; justify-content: space-between; gap: 20px; align-items: center; }
.funnel-head small { color: var(--gold); font-size: 10px; letter-spacing: .16em; text-transform: uppercase; }
.funnel-progress { height: 2px; margin: 22px 0 40px; background: rgba(255,255,255,.18); }
.funnel-progress i { display: block; width: 25%; height: 100%; background: var(--gold); transition: width .3s; }
.funnel-step { display: none; }
.funnel-step.is-active { display: block; }
.funnel-step h3 { margin: 0 0 26px; font-size: clamp(28px, 4vw, 49px); font-weight: 500; line-height: 1.02; letter-spacing: -.055em; }
.funnel-options { display: grid; grid-template-columns: repeat(2, 1fr); gap: 9px; }
.funnel-option { min-height: 65px; padding: 14px 17px; border: 1px solid var(--line-light); color: var(--white); background: transparent; text-align: left; transition: .25s; }
.funnel-option:hover, .funnel-option.is-selected { color: var(--ink); border-color: var(--gold); background: var(--gold); }
.funnel-next { margin-top: 27px; border: 0; }
.funnel-form { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.funnel-form label { display: block; }
.funnel-form label.full { grid-column: 1 / -1; }
.funnel-form span { display: block; margin-bottom: 8px; color: rgba(255,255,255,.56); font-size: 10px; letter-spacing: .13em; text-transform: uppercase; }
.funnel-form input, .funnel-form textarea { width: 100%; padding: 14px 0; border: 0; border-bottom: 1px solid var(--line-light); outline: 0; color: var(--white); background: transparent; }
.funnel-form textarea { min-height: 80px; resize: vertical; }
.funnel-form input:focus, .funnel-form textarea:focus { border-color: var(--gold); }
.funnel-submit { grid-column: 1 / -1; justify-self: start; border: 0; }
.funnel-back { margin-left: 10px; border: 1px solid var(--line-light); color: var(--white); background: transparent; }
.funnel-message { display: none; margin-top: 20px; padding: 13px; color: var(--ink); background: var(--gold); font-size: 13px; }
.funnel-message.is-visible { display: block; }

.modal { position: fixed; z-index: 100; inset: 0; display: grid; place-items: center; padding: 20px; background: rgba(7,25,35,.74); backdrop-filter: blur(9px); opacity: 0; visibility: hidden; transition: .35s; }
.modal.is-open { opacity: 1; visibility: visible; }
.modal-panel { width: min(620px, 100%); max-height: 90vh; overflow: auto; padding: 38px; color: var(--ink); background: var(--paper); transform: translateY(20px); transition: .35s; }
.modal.is-open .modal-panel { transform: none; }
.modal-close { float: right; width: 40px; height: 40px; border: 1px solid var(--line); border-radius: 50%; background: transparent; font-size: 22px; }

[data-lang="en"] { display: none; }
body.lang-en [data-lang="ko"] { display: none; }
body.lang-en [data-lang="en"] { display: inline; }
.is-hidden { display: none !important; }
.js-reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.js-reveal.is-visible { opacity: 1; transform: none; }

/* Motion system: restrained, editorial movement that follows the page hierarchy. */
body.motion-enabled .motion-reveal { opacity: 0; transform: translate3d(0, 26px, 0); transition: opacity .78s var(--ease), transform .78s var(--ease); transition-delay: var(--motion-delay, 0ms); }
body.motion-enabled .motion-reveal.is-visible { opacity: 1; transform: none; }
.hero-media img, .cover-media img { transform: translate3d(var(--pointer-x, 0px), calc(var(--parallax, 0px) + var(--pointer-y, 0px)), 0) scale(1.045); transition: transform 1.2s var(--ease); }
.hero-media, .cover-media { will-change: opacity, transform; }
.hero-media, .cover-media { animation: bannerSurfaceIn 1s var(--ease) both; }
.hero-media::after, .cover-media::after { transition: opacity 1.1s var(--ease); }
body.motion-enabled .hero-media.is-visible::after, body.motion-enabled .cover-media.is-visible::after { opacity: .96; }
.hero-grid > * { will-change: transform, opacity; }
.hero-grid > *, .page-hero-content > * { animation: bannerTextIn .82s var(--ease) both; animation-delay: var(--intro-delay, 0ms); }
.hero-grid > .eyebrow { transition-delay: 80ms; }
.hero-grid > h1 { transition-delay: 160ms; }
.hero-grid > .hero-bottom { transition-delay: 260ms; }
.proof-rail { transition: transform .8s var(--ease), opacity .8s var(--ease); }
.proof-rail > * { will-change: transform, opacity; }
.section-label { position: relative; }
.section-label::after { width: 34px; height: 1px; margin-left: 2px; background: currentColor; content: ""; transition: width .65s var(--ease); }
body.motion-enabled .section-label.motion-reveal::after { width: 0; }
body.motion-enabled .section-label.motion-reveal.is-visible::after { width: 34px; }
.section-label > span:first-child { transform: none; transition: transform .6s var(--ease), background .35s; }
body.motion-enabled .section-label.motion-reveal > span:first-child { transform: rotate(-20deg) scale(.72); }
body.motion-enabled .section-label.motion-reveal.is-visible > span:first-child { transform: rotate(0) scale(1); }
.eyebrow::before { transform: none; transform-origin: left center; transition: transform .7s var(--ease); }
body.motion-enabled .eyebrow.motion-reveal::before { transform: scaleX(.2); }
body.motion-enabled .eyebrow.motion-reveal.is-visible::before { transform: scaleX(1); }
.ticker { position: relative; }
.ticker::after { position: absolute; inset: 0; background: linear-gradient(90deg, var(--paper), transparent 12%, transparent 88%, var(--paper)); content: ""; pointer-events: none; }
.paths > * { will-change: transform, opacity; }
.solution-card { will-change: transform; }
.solution-card:hover { transform: translate3d(0, -10px, 0); }
.solution-card, .info-card { position: relative; overflow: hidden; }
.solution-card::after, .info-card::after { position: absolute; right: 0; bottom: 0; left: 0; height: 3px; background: var(--gold); content: ""; transform: scaleX(0); transform-origin: left center; transition: transform .55s var(--ease); }
.solution-card:hover::after, .info-card:hover::after { transform: scaleX(1); }
.info-card { transition: transform .45s var(--ease), background .35s, color .35s; }
.info-card:hover { transform: translateY(-7px); }
.info-card h3 { transition: transform .45s var(--ease); }
.info-card:hover h3 { transform: translateX(5px); }
.path { position: relative; overflow: hidden; }
.path::before { position: absolute; inset: 0 auto 0 0; width: 0; background: rgba(255,255,255,.12); content: ""; transition: width .45s var(--ease); }
.path:hover::before, .path.is-active::before { width: 100%; }
.path > * { position: relative; z-index: 1; }
.path-arrow, .button b, .header-cta b, .round-cta b { display: inline-block; transition: transform .35s var(--ease); }
.path:hover .path-arrow, .path.is-active .path-arrow, .button:hover b, .header-cta:hover b, .round-cta:hover b { transform: translate3d(4px, -4px, 0); }
.funnel-step.is-entering { animation: funnelStepIn .5s var(--ease) both; }
.funnel-option { will-change: transform, background-color; }
.funnel-option:hover { transform: translateY(-3px); }
.funnel-option.is-selected { animation: choicePop .36s var(--ease) both; }
@keyframes choicePop { 50% { transform: scale(1.025); } }
@keyframes funnelStepIn { from { opacity: 0; transform: translate3d(28px, 0, 0); } to { opacity: 1; transform: none; } }
@keyframes mobileLinkIn { from { opacity: 0; transform: translateX(-14px); } to { opacity: 1; transform: none; } }
@keyframes bannerSurfaceIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes bannerTextIn { from { opacity: 0; transform: translate3d(0, 24px, 0); } to { opacity: 1; transform: none; } }
.footer-links a, .footer-contact a { transition: color .25s; }
@media (prefers-reduced-motion: reduce) {
  body.motion-enabled .motion-reveal { opacity: 1; transform: none; transition: none; }
  .hero-media img, .cover-media img { transform: none; animation: none; }
  .section-label > span:first-child, .eyebrow::before, .section-label::after { transform: none; transition: none; }
}

/* Stronger title hierarchy: high-contrast editorial headings for quick scanning. */
.hero h1 { font-size: clamp(70px, 9vw, 150px); font-weight: 700; line-height: .86; letter-spacing: -.082em; }
.page-hero h1 { font-size: clamp(60px, 7vw, 118px); font-weight: 700; line-height: .88; }
.display, .qualification-heading h2, .process-intro h2, .review h2, .section-head h2, .review-top h2, .content-section h2 { font-weight: 700; }
.funnel-step h3 { font-weight: 700; }
.step h3, .solution-card h3 { font-weight: 600; }
@media (max-width: 820px) {
  .hero h1 { font-size: clamp(56px, 15vw, 82px); line-height: .88; }
  .qualification-heading h2, .process-intro h2, .review h2, .section-head h2, .review-top h2, .page-hero h1 { font-size: clamp(53px, 13vw, 70px); font-weight: 700; }
  .content-section h2 { font-size: clamp(46px, 12vw, 62px); font-weight: 700; }
  .funnel-step h3 { font-size: clamp(33px, 9vw, 48px); }
}

/* Purchase rate comparison — lender-neutral, source-first comparison tool. */
.rate-compare-page { background: var(--paper); }
.rate-compare-hero { min-height: 690px; position: relative; overflow: hidden; color: var(--white); background: var(--navy); }
.rate-compare-blueprint { position: absolute; inset: 0; opacity: .22; background-image: linear-gradient(rgba(215,191,124,.18) 1px, transparent 1px), linear-gradient(90deg, rgba(215,191,124,.18) 1px, transparent 1px); background-size: 86px 86px; mask-image: linear-gradient(90deg, transparent 7%, #000 45%, #000); }
.rate-compare-blueprint::after { position: absolute; width: min(680px, 55vw); aspect-ratio: 1; top: -170px; right: -60px; border: 1px solid rgba(215,191,124,.24); border-radius: 50%; box-shadow: 0 0 0 130px rgba(255,255,255,.018), 0 0 0 260px rgba(255,255,255,.012); content: ""; }
.rate-compare-hero-inner { position: relative; z-index: 1; width: 100%; max-width: 1440px; min-height: 690px; margin: 0 auto; padding: 190px calc(var(--side) + 100px) 100px var(--side); display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(280px, .55fr); gap: clamp(55px, 9vw, 145px); align-items: end; }
.rate-compare-intro h1 { max-width: 940px; margin: 34px 0 35px; font-size: clamp(62px, 7.4vw, 116px); font-weight: 700; line-height: .88; letter-spacing: -.075em; }
.rate-compare-intro > p { max-width: 680px; margin: 0; color: rgba(255,255,255,.66); font-size: 17px; line-height: 1.72; }
.rate-compare-hero-note { padding: 30px 0 6px; border-top: 1px solid var(--gold); }
.rate-compare-hero-note span, .rate-compare-hero-note small { display: block; color: rgba(255,255,255,.52); font-size: 11px; letter-spacing: .09em; text-transform: uppercase; }
.rate-compare-hero-note strong { display: block; margin: 18px 0 32px; font-size: 25px; font-weight: 600; line-height: 1.2; letter-spacing: -.025em; }
.rate-tool-section { background: var(--paper); }
.rate-tool-inner { max-width: 1440px; margin: 0 auto; padding: 120px var(--side); }
.rate-tool-head { display: grid; grid-template-columns: .56fr 1.45fr .7fr; gap: clamp(40px, 6vw, 95px); align-items: end; }
.rate-tool-head h2 { margin: 0; font-size: clamp(46px, 5.6vw, 86px); line-height: .95; letter-spacing: -.065em; }
.rate-tool-head > p { margin: 0 0 5px; color: var(--muted); font-size: 15px; line-height: 1.75; }
.rate-input-panel { margin-top: 76px; padding: 34px; display: grid; grid-template-columns: repeat(2, minmax(220px, 1fr)) minmax(260px, .78fr); gap: 1px; color: var(--white); background: rgba(255,255,255,.16); border: 1px solid rgba(255,255,255,.14); }
.rate-input-panel > label, .rate-loan-total { min-height: 142px; padding: 20px 24px; display: flex; flex-direction: column; justify-content: space-between; background: var(--navy-2); }
.rate-input-panel label > span, .rate-loan-total > span { color: rgba(255,255,255,.55); font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.rate-money-input { display: flex; align-items: center; border-bottom: 1px solid rgba(255,255,255,.3); }
.rate-money-input:focus-within { border-color: var(--gold); }
.rate-money-input i { color: var(--gold); font-size: 27px; font-style: normal; }
.rate-money-input input { width: 100%; min-width: 0; padding: 9px 0 9px 8px; border: 0; outline: 0; color: var(--white); background: transparent; font-size: clamp(27px, 2.8vw, 42px); font-weight: 600; letter-spacing: -.045em; }
.rate-loan-total { color: var(--ink); background: var(--gold); }
.rate-loan-total > span, .rate-loan-total small { color: rgba(9,26,36,.62); }
.rate-loan-total strong { font-size: clamp(30px, 3vw, 45px); line-height: 1; letter-spacing: -.05em; }
.rate-loan-total small { font-size: 11px; font-weight: 800; letter-spacing: .1em; }
.rate-market-pulse { margin-top: 22px; padding: 34px; display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(210px, .58fr) minmax(235px, .64fr); gap: 1px; color: var(--white); background: var(--navy); border-top: 3px solid var(--gold); }
.rate-market-pulse > div { min-height: 160px; padding: 23px 28px; display: flex; flex-direction: column; justify-content: space-between; border-left: 1px solid var(--line-light); }
.rate-market-pulse > div:first-child { border-left: 0; }
.rate-market-copy > span, .rate-market-payment > span { color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.rate-market-copy h3 { margin: 18px 0 13px; font-size: clamp(25px, 2.5vw, 38px); line-height: 1; letter-spacing: -.04em; }
.rate-market-copy p { max-width: 560px; margin: 0; color: rgba(255,255,255,.58); font-size: 12px; line-height: 1.6; }
.rate-market-number small, .rate-market-payment small { color: rgba(255,255,255,.5); font-size: 10px; letter-spacing: .07em; text-transform: uppercase; }
.rate-market-number strong, .rate-market-payment strong { font-size: clamp(34px, 3.5vw, 54px); line-height: 1; letter-spacing: -.055em; }
.rate-market-number a { color: rgba(255,255,255,.72); font-size: 10px; font-weight: 700; }
.rate-market-number a:hover { color: var(--gold); }
.rate-market-pulse.is-personalized { border-top-color: #4dd4a8; }
.rate-table-wrap { margin-top: 22px; overflow: auto; border-top: 1px solid var(--line); outline: 0; }
.rate-table { width: 100%; border-collapse: collapse; table-layout: fixed; }
.rate-table th { padding: 18px 13px; color: var(--muted); font-size: 10px; font-weight: 800; letter-spacing: .11em; text-align: left; text-transform: uppercase; }
.rate-table th:nth-child(1) { width: 22%; }
.rate-table th:nth-child(2) { width: 25%; }
.rate-table th:nth-child(3) { width: 31%; }
.rate-table th:nth-child(4) { width: 22%; }
.rate-table tbody tr { border-top: 1px solid var(--line); transition: color .25s, background .25s; }
.rate-table tbody tr:last-child { border-bottom: 1px solid var(--line); }
.rate-table tbody tr:hover { background: #ece8de; }
.rate-table tbody tr.is-reference { box-shadow: inset 3px 0 0 var(--gold); }
.rate-table td { height: 134px; padding: 21px 13px; vertical-align: middle; }
.rate-table td:first-child { padding-left: 22px; }
.rate-table td:first-child strong { display: block; font-size: 19px; }
.rate-rank { margin-bottom: 13px; display: block; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .1em; }
.rate-table td em { margin-top: 7px; display: inline-block; color: var(--gold); font-size: 9px; font-style: normal; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.rate-table td > b { font-size: clamp(18px, 1.65vw, 25px); font-weight: 600; letter-spacing: -.035em; }
.rate-table td:nth-child(2), .rate-table td:nth-child(3) { color: var(--muted); font-size: 13px; line-height: 1.55; }
.rate-table td:last-child a { display: inline-block; color: var(--ink); font-size: 12px; font-weight: 700; }
.rate-table td:last-child a:hover { color: var(--gold); }
.rate-table td:last-child small { max-width: 290px; margin-top: 8px; display: block; color: var(--muted); font-size: 10px; line-height: 1.5; }
.rate-payment { color: var(--ink); }
.rate-live-status { display: flex; align-items: center; gap: 9px; }
.rate-live-status i { width: 8px; height: 8px; flex: 0 0 8px; border-radius: 50%; background: #2d9b72; box-shadow: 0 0 0 4px rgba(45,155,114,.12); }
.rate-source-button { min-height: 46px; padding: 0 15px; display: inline-flex !important; align-items: center; justify-content: space-between; gap: 15px; border: 1px solid var(--line-dark); transition: color .25s, border-color .25s, background .25s; }
.rate-source-button:hover { color: var(--white) !important; border-color: var(--navy); background: var(--navy); }
.rate-table-note { max-width: 980px; margin: 34px 0 0 auto; padding: 25px 0 0; display: grid; grid-template-columns: 165px 1fr; gap: 32px; border-top: 1px solid var(--line); }
.rate-table-note strong { color: var(--gold); font-size: 11px; letter-spacing: .12em; text-transform: uppercase; }
.rate-table-note p { margin: 0; color: var(--muted); font-size: 12px; line-height: 1.75; }
.rate-method { max-width: 1440px; margin: 0 auto; padding: 120px var(--side); display: grid; grid-template-columns: minmax(300px, .72fr) minmax(0, 1.28fr); gap: clamp(70px, 10vw, 155px); color: var(--white); background: var(--navy-2); box-shadow: 0 0 0 100vmax var(--navy-2); clip-path: inset(0 -100vmax); }
.rate-method h2 { margin: 36px 0 0; font-size: clamp(48px, 5.6vw, 86px); line-height: .93; letter-spacing: -.065em; }
.rate-method ol { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--line-light); }
.rate-method li { min-height: 170px; padding: 30px 0; display: grid; grid-template-columns: 56px 1fr; gap: 22px; border-bottom: 1px solid var(--line-light); }
.rate-method li > span { color: var(--gold); font-size: 11px; font-weight: 800; }
.rate-method h3 { margin: 0 0 13px; font-size: 29px; line-height: 1.1; letter-spacing: -.045em; }
.rate-method p { max-width: 660px; margin: 0; color: rgba(255,255,255,.6); font-size: 14px; line-height: 1.75; }
.rate-compare-cta { max-width: 1440px; margin: 0 auto; padding: 105px var(--side); display: grid; grid-template-columns: minmax(0, 1.18fr) minmax(300px, .62fr); gap: 9vw; align-items: end; background: var(--paper); }
.rate-compare-cta > div:first-child > span { color: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; }
.rate-compare-cta h2 { margin: 28px 0 0; font-size: clamp(48px, 5.8vw, 90px); line-height: .94; letter-spacing: -.07em; }
.rate-compare-cta p { margin: 0 0 30px; color: var(--muted); font-size: 15px; line-height: 1.75; }

@media (min-width: 1061px) and (max-width: 1280px) {
  .main-nav { gap: 17px; font-size: 12px; }
  .header-inner { grid-template-columns: 225px minmax(0, 1fr) auto; gap: 18px; }
  .brand, .brand-logo { width: 205px; }
  .header-cta { padding-right: 14px; padding-left: 16px; }
}

@media (max-width: 820px) {
  .rate-compare-hero, .rate-compare-hero-inner { min-height: 680px; }
  .rate-compare-hero-inner { padding: 142px 22px 68px; display: block; }
  .rate-compare-blueprint { background-size: 60px 60px; }
  .rate-compare-blueprint::after { width: 500px; top: 80px; right: -330px; }
  .rate-compare-intro h1 { margin: 27px 0 28px; font-size: 51px; line-height: .94; }
  body:not(.lang-en) .rate-compare-intro h1 { font-size: 42px; line-height: 1.12; letter-spacing: -.045em; }
  .rate-compare-intro > p { font-size: 14px; }
  .rate-compare-hero-note { margin-top: 48px; }
  .rate-compare-hero-note strong { margin: 14px 0 25px; font-size: 20px; }
  .rate-tool-inner { padding: 76px 22px; }
  .rate-tool-head { display: block; }
  .rate-tool-head h2 { margin: 31px 0 24px; font-size: 41px; line-height: 1.02; }
  body:not(.lang-en) .rate-tool-head h2 { font-size: 36px; line-height: 1.18; letter-spacing: -.04em; }
  .rate-tool-head > p { font-size: 13px; }
  .rate-input-panel { margin-top: 45px; padding: 0; grid-template-columns: 1fr; }
  .rate-input-panel > label, .rate-loan-total { min-height: 126px; padding: 18px 20px; }
  .rate-money-input input { font-size: 32px; }
  .rate-market-pulse { padding: 0; grid-template-columns: 1fr; }
  .rate-market-pulse > div { min-height: 135px; padding: 22px 20px; border-top: 1px solid var(--line-light); border-left: 0; }
  .rate-market-pulse > div:first-child { border-top: 0; }
  .rate-market-number strong, .rate-market-payment strong { font-size: 42px; }
  .rate-table-wrap { overflow: visible; border: 0; }
  .rate-table, .rate-table tbody { display: block; }
  .rate-table thead { display: none; }
  .rate-table tbody tr { margin-top: 16px; padding: 21px 18px; display: grid; grid-template-columns: 1fr 1fr; gap: 18px 15px; border: 1px solid var(--line); background: rgba(255,255,255,.18); }
  .rate-table tbody tr:last-child { border-bottom: 1px solid var(--line); }
  .rate-table td { height: auto; padding: 0; display: block; }
  .rate-table td:first-child, .rate-table td:last-child { padding: 0; grid-column: 1 / -1; }
  .rate-table td::before { margin-bottom: 6px; display: block; color: var(--muted); content: attr(data-label-en); font-size: 9px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
  body:not(.lang-en) .rate-table td::before { content: attr(data-label-ko); }
  .rate-table td:first-child { padding-bottom: 16px; border-bottom: 1px solid var(--line); }
  .rate-table td:first-child::before { display: none; }
  .rate-table td:first-child strong { font-size: 22px; }
  .rate-rank { margin-bottom: 8px; }
  .rate-table td:last-child { padding-top: 17px; border-top: 1px solid var(--line); }
  .rate-table td:last-child small { font-size: 10px; }
  .rate-table-note { margin-top: 30px; display: block; }
  .rate-table-note p { margin-top: 13px; }
  .rate-method { padding: 76px 22px; display: block; }
  .rate-method h2 { font-size: 43px; }
  body:not(.lang-en) .rate-method h2 { font-size: 37px; line-height: 1.15; }
  .rate-method ol { margin-top: 48px; }
  .rate-method li { min-height: 0; grid-template-columns: 40px 1fr; }
  .rate-method h3 { font-size: 24px; }
  .rate-compare-cta { padding: 76px 22px; display: block; }
  .rate-compare-cta h2 { font-size: 42px; }
  body:not(.lang-en) .rate-compare-cta h2 { font-size: 37px; line-height: 1.15; }
  .rate-compare-cta > div:last-child { margin-top: 32px; }
  .rate-compare-cta .button { width: 100%; }
}

/* Site-wide readability pass requested for secondary type and numeric labels. */
.eyebrow, .section-label { font-size: 12px; line-height: 1.35; }
.section-label > span:first-child { width: 38px; height: 38px; flex-basis: 38px; font-size: 11px; }
.path-no, .step > span, .solution-card .number, .solution-advantage-list article > span,
.solution-borrower-grid article > span, .about-values article > span, .who-focus-list article > span { font-size: 12px; }
.path small, .path-panel small, .path-stat span, .proof-rail span, .review-stats small,
.footer-heading, .solution-dossier-head, .solution-structure-head, .solution-structure-foot,
.solution-detail-cta > div:first-child > span, .program-link-card > b { font-size: 12px; }
.solution-dossier-metrics span, .solution-hero-dossier > small { font-size: 11px; }
.solution-path-head { font-size: 12px; }
.solution-path-table article h3 { font-size: 21px; }
.solution-path-table article p, .solution-advantage-list p, .solution-reverse li { font-size: 15px; line-height: 1.7; }
.solution-path-head span { border-right: 0; }
.footer-legal { font-size: 13px; }
.cs-quick-link, .cs-quick-toggle { font-size: 9px; }
.application-rail nav button span, .application-topbar span, .app-field > span,
.app-field-hint, .application-consent-document > p, .application-consent-terms,
.application-disclaimer, .application-review-card dl, .application-review-card p { font-size: 13px; }

/* Locally hosted legal and FAQ pages. */
.legal-page, .faq-page { background: var(--paper); }
.legal-hero { min-height: 565px; padding: 88px var(--side) 0; display: flex; align-items: flex-end; position: relative; overflow: hidden; color: var(--white); background: var(--navy); }
.legal-hero::before { position: absolute; inset: 0; opacity: .15; background-image: linear-gradient(rgba(255,255,255,.22) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.22) 1px, transparent 1px); background-size: 82px 82px; content: ""; }
.legal-hero::after { position: absolute; right: -12vw; bottom: -60%; width: 68vw; aspect-ratio: 1; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; box-shadow: 0 0 0 85px rgba(255,255,255,.025), 0 0 0 170px rgba(255,255,255,.018); content: ""; }
.legal-hero-inner { width: min(1440px, 100%); margin: 0 auto; padding: 100px 0 70px; position: relative; z-index: 1; }
.legal-hero h1 { max-width: 1000px; margin: 32px 0 55px; font-size: clamp(64px, 8vw, 116px); font-weight: 600; line-height: .9; letter-spacing: -.07em; }
.legal-meta { max-width: 720px; display: grid; grid-template-columns: auto 1fr auto 1fr; border-top: 1px solid var(--line-light); border-left: 1px solid var(--line-light); }
.legal-meta > * { min-height: 62px; padding: 18px 20px; display: flex; align-items: center; border-right: 1px solid var(--line-light); border-bottom: 1px solid var(--line-light); }
.legal-meta span { color: rgba(255,255,255,.55); font-size: 12px; letter-spacing: .08em; text-transform: uppercase; }
.legal-meta strong { font-size: 15px; font-weight: 600; }
.legal-content { max-width: 1440px; margin: 0 auto; padding: 110px var(--side) 130px; display: grid; grid-template-columns: 245px minmax(0, 1fr); gap: clamp(60px, 9vw, 145px); }
.legal-content > aside { position: sticky; top: 130px; align-self: start; padding-top: 21px; border-top: 2px solid var(--gold); }
.legal-content > aside span { display: block; color: var(--gold); font-size: 12px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.legal-content > aside strong { margin-top: 18px; display: block; font-size: 23px; line-height: 1.2; }
.legal-content > aside p { color: var(--muted); font-size: 14px; line-height: 1.7; }
.legal-sections { border-top: 1px solid var(--line); }
.legal-sections article { padding: 38px 0; display: grid; grid-template-columns: 62px minmax(0, 1fr); gap: 22px; border-bottom: 1px solid var(--line); }
.legal-sections article > span { padding-top: 5px; color: var(--gold); font-size: 13px; font-weight: 800; }
.legal-sections h2 { margin: 0 0 15px; font-size: clamp(25px, 2.4vw, 36px); line-height: 1.15; letter-spacing: -.035em; }
.legal-sections p { max-width: 880px; margin: 0; color: #53646c; font-size: 16px; line-height: 1.8; }
.legal-license { margin-top: 34px; padding: 25px; color: rgba(255,255,255,.72); background: var(--navy); font-size: 13px; line-height: 1.7; }
.faq-hero p { max-width: 590px; margin: -20px 0 0; color: rgba(255,255,255,.65); font-size: 17px; }
.faq-content { max-width: 1440px; margin: 0 auto; padding: 110px var(--side) 130px; display: grid; grid-template-columns: 280px minmax(0, 1fr); gap: clamp(60px, 8vw, 130px); }
.faq-index { position: sticky; top: 125px; align-self: start; border-top: 1px solid var(--line); }
.faq-index a { min-height: 68px; padding: 17px 4px; display: grid; grid-template-columns: 42px 1fr; align-items: center; border-bottom: 1px solid var(--line); font-size: 15px; font-weight: 600; }
.faq-index a > span { color: var(--gold); font-size: 12px; }
.faq-index a:hover { color: var(--gold); }
.faq-groups > section { padding: 0 0 95px; scroll-margin-top: 110px; }
.faq-groups section > header { margin-bottom: 26px; display: flex; align-items: baseline; gap: 20px; }
.faq-groups section > header > span { color: var(--gold); font-size: 13px; font-weight: 800; }
.faq-groups h2 { margin: 0; font-size: clamp(35px, 4.2vw, 62px); line-height: 1; letter-spacing: -.055em; }
.faq-groups section > div { border-top: 1px solid var(--line); }
.faq-groups details { border-bottom: 1px solid var(--line); }
.faq-groups summary { min-height: 78px; padding: 22px 2px; display: flex; align-items: center; justify-content: space-between; gap: 22px; cursor: pointer; list-style: none; font-size: 18px; font-weight: 600; line-height: 1.4; }
.faq-groups summary::-webkit-details-marker { display: none; }
.faq-groups summary i { color: var(--gold); font-size: 25px; font-style: normal; font-weight: 400; transition: transform .25s; }
.faq-groups details[open] summary i { transform: rotate(45deg); }
.faq-groups details p { max-width: 850px; margin: -4px 0 28px; color: var(--muted); font-size: 16px; line-height: 1.8; }

@media (max-width: 820px) {
  .eyebrow, .section-label { font-size: 11px; }
  .section-label > span:first-child { width: 34px; height: 34px; flex-basis: 34px; font-size: 11px; }
  .solution-path-table article p, .solution-advantage-list p, .solution-reverse li { font-size: 14px; }
  .legal-hero { min-height: 490px; padding: 72px 22px 0; }
  .legal-hero-inner { padding: 76px 0 50px; }
  .legal-hero h1 { margin: 28px 0 42px; font-size: 51px; line-height: .94; }
  .legal-meta { grid-template-columns: auto 1fr; }
  .legal-meta > * { min-height: 54px; padding: 14px; }
  .legal-content, .faq-content { padding: 72px 22px 100px; display: block; }
  .legal-content > aside, .faq-index { position: static; margin-bottom: 55px; }
  .legal-sections article { padding: 30px 0; grid-template-columns: 40px minmax(0, 1fr); gap: 10px; }
  .legal-sections h2 { font-size: 25px; }
  .legal-sections p { font-size: 15px; }
  .faq-hero p { margin-top: -10px; font-size: 15px; }
  .faq-index a { min-height: 58px; }
  .faq-groups > section { padding-bottom: 68px; }
  .faq-groups h2 { font-size: 37px; }
  .faq-groups summary { min-height: 70px; font-size: 16px; }
  .faq-groups details p { font-size: 15px; }
}

/* Loan-program editorial redesign: imagery is replaced by product data and structure. */
.solution-detail-page { --product-accent: var(--gold); --product-ink: #071d29; }
.solution-detail-page--cash-out-refinance { --product-accent: #d7a928; --product-ink: #132632; }
.solution-detail-page--reverse-mortgage { --product-accent: #b9a56b; --product-ink: #142833; }
.solution-detail-hero { min-height: 790px; isolation: isolate; background: var(--product-ink); }
.solution-hero-gridlines { position: absolute; z-index: -1; inset: 0; overflow: hidden; background:
  linear-gradient(90deg, transparent 0 52%, rgba(255,255,255,.08) 52% calc(52% + 1px), transparent calc(52% + 1px)),
  linear-gradient(rgba(255,255,255,.055) 1px, transparent 1px),
  linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);
  background-size: 100% 100%, 100% 92px, 92px 100%; }
.solution-hero-gridlines::before { position: absolute; right: -13vw; bottom: -45%; width: 68vw; aspect-ratio: 1; border: 1px solid rgba(255,255,255,.08); border-radius: 50%; box-shadow: 0 0 0 80px rgba(255,255,255,.018), 0 0 0 160px rgba(255,255,255,.014); content: ""; }
.solution-detail-hero-inner { width: min(1600px, 100%); display: grid; grid-template-columns: minmax(0, 1fr) minmax(440px, .66fr); grid-template-rows: auto auto auto auto; column-gap: clamp(56px, 5vw, 96px); align-items: start; }
.solution-detail-hero-inner > .eyebrow, .solution-detail-hero-inner > h1, .solution-detail-hero-inner > p, .solution-detail-hero-inner > .button { grid-column: 1; }
.solution-detail-hero-inner > .eyebrow { grid-row: 1; }
.solution-detail-hero-inner > h1 { grid-row: 2; max-width: 840px; margin-top: 34px; font-size: clamp(58px, 5.2vw, 88px); line-height: .92; }
.solution-detail-hero-inner > p { grid-row: 3; max-width: 610px; }
.solution-detail-hero-inner > .button { grid-row: 4; width: max-content; }
.solution-detail-hero h1 em { color: var(--product-accent); }
.solution-detail-page--reverse-mortgage .solution-detail-hero-inner > h1 { font-size: clamp(54px, 5.55vw, 86px); }
.solution-hero-dossier { width: 100%; max-width: 500px; grid-column: 2; grid-row: 1 / 5; justify-self: end; min-height: 560px; padding: 32px; position: relative; overflow: hidden; border: 1px solid rgba(255,255,255,.22); background: rgba(4,18,27,.32); backdrop-filter: blur(10px); }
.solution-dossier-head { padding-bottom: 22px; display: flex; justify-content: space-between; gap: 18px; border-bottom: 1px solid rgba(255,255,255,.18); color: rgba(255,255,255,.55); font-size: 10px; letter-spacing: .14em; }
.solution-dossier-head b { color: var(--product-accent); font-weight: 700; text-align: right; }
.solution-dossier-mark { height: 190px; display: flex; align-items: center; color: var(--white); font-size: 210px; font-weight: 800; line-height: 1; letter-spacing: -.13em; opacity: .88; transform: translateX(-16px); }
.solution-dossier-metrics { border-top: 1px solid rgba(255,255,255,.18); }
.solution-dossier-metrics > div { min-height: 76px; display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 16px; border-bottom: 1px solid rgba(255,255,255,.14); }
.solution-dossier-metrics span { color: rgba(255,255,255,.55); font-size: 11px; }
.solution-dossier-metrics strong { color: var(--white); font-size: 24px; font-weight: 600; letter-spacing: -.035em; }
.solution-hero-dossier > small { margin-top: 15px; display: block; color: rgba(255,255,255,.38); font-size: 9px; }

.solution-story { position: relative; overflow: hidden; }
.solution-story::before { position: absolute; right: 0; top: 0; width: 40%; height: 100%; background: #ebe7de; content: ""; }
.solution-story-grid { position: relative; z-index: 1; grid-template-columns: minmax(0, .92fr) minmax(390px, .72fr); }
.solution-structure { min-height: 520px; padding: 30px; display: flex; flex-direction: column; color: var(--white); background: var(--product-ink); border-top: 4px solid var(--product-accent); box-shadow: 28px 28px 0 rgba(7,29,41,.08); }
.solution-structure-head, .solution-structure-foot { display: flex; align-items: center; justify-content: space-between; color: rgba(255,255,255,.48); font-size: 10px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; }
.solution-structure-head b { color: var(--product-accent); font-size: 12px; }
.solution-structure ol { margin: auto 0; padding: 0; list-style: none; }
.solution-structure li { min-height: 94px; display: grid; grid-template-columns: 48px 1fr; align-items: center; border-top: 1px solid rgba(255,255,255,.16); }
.solution-structure li:last-child { border-bottom: 1px solid rgba(255,255,255,.16); }
.solution-structure li > span { color: var(--product-accent); font-size: 10px; }
.solution-structure li > strong { font-size: clamp(22px, 2.1vw, 31px); font-weight: 500; line-height: 1.15; letter-spacing: -.035em; }
.solution-structure li:not(:last-child) > strong::after { margin-left: 14px; color: var(--product-accent); content: "↓"; font-size: 15px; }
.solution-structure-foot i { color: var(--product-accent); font-size: 20px; font-style: normal; }

.solution-qualification { background: #071d29; }
.solution-path-table { border-color: rgba(255,255,255,.2); }
.solution-path-table article { transition: color .3s, background .3s, padding .3s; }
.solution-path-table article:hover { padding-left: 26px; padding-right: 26px; color: var(--product-ink); background: var(--product-accent); }
.solution-path-table article:hover p { color: rgba(7,29,41,.72); }
.solution-advantages { background: #f3efe6; }
.solution-advantage-list article { position: relative; overflow: hidden; transition: padding .3s, background .3s; }
.solution-advantage-list article::after { position: absolute; right: 0; top: 50%; color: var(--product-accent); content: "↗"; font-size: 20px; opacity: 0; transform: translate(-12px,-50%); transition: opacity .3s, transform .3s; }
.solution-advantage-list article:hover { padding-left: 20px; padding-right: 42px; background: rgba(255,255,255,.55); }
.solution-advantage-list article:hover::after { opacity: 1; transform: translate(0,-50%); }
.solution-detail-cta { position: relative; overflow: hidden; background: var(--product-ink); }
.solution-detail-cta::after { position: absolute; right: -130px; bottom: -190px; width: 430px; height: 430px; border: 1px solid rgba(255,255,255,.09); border-radius: 50%; content: ""; pointer-events: none; }
.solution-sibling-nav a[aria-current="page"], .solution-sibling-nav a:hover { color: var(--product-ink); background: var(--product-accent); }

@media (min-width: 1100px) {
  .solution-structure { margin-right: 52px; }
}

@media (max-width: 1050px) {
  .solution-detail-hero-inner { grid-template-columns: minmax(0, 1fr) 330px; column-gap: 45px; }
  .solution-detail-hero-inner > h1 { font-size: 68px; }
  .solution-hero-dossier { min-height: 490px; }
  .solution-dossier-mark { height: 155px; font-size: 170px; }
}

@media (max-width: 820px) {
  .solution-detail-hero { min-height: 0; }
  .solution-hero-gridlines { background-size: 100% 100%, 100% 72px, 72px 100%; }
  .solution-detail-hero-inner { padding-bottom: 54px; display: flex; flex-direction: column; }
  .solution-detail-hero-inner > .eyebrow { order: 1; }
  .solution-detail-hero-inner > h1 { order: 2; }
  .solution-detail-hero-inner > p { order: 3; }
  .solution-detail-hero-inner > .button { order: 4; }
  .solution-hero-dossier { order: 5; }
  .solution-detail-hero-inner > h1 { font-size: 48px; }
  body:not(.lang-en) .solution-detail-hero-inner > h1 { font-size: 38px; }
  .solution-detail-hero-inner > .button { width: 100%; }
  .solution-hero-dossier { min-height: 0; margin-top: 42px; padding: 22px; }
  .solution-dossier-mark { height: 105px; font-size: 120px; }
  .solution-dossier-metrics > div { min-height: 62px; }
  .solution-dossier-metrics strong { font-size: 20px; }
  .solution-story::before { display: none; }
  .solution-structure { min-height: 430px; margin-top: 48px; padding: 23px; box-shadow: 12px 12px 0 rgba(7,29,41,.08); }
  .solution-structure li { min-height: 82px; grid-template-columns: 38px 1fr; }
  .solution-structure li > strong { font-size: 22px; }
  .solution-path-table article:hover { padding-left: 16px; padding-right: 16px; }
  .solution-advantage-list article:hover { padding-left: 0; padding-right: 0; background: transparent; }
  .solution-advantage-list article::after { display: none; }
}

@media (max-width: 1060px) {
  .header-inner { grid-template-columns: 210px 1fr auto; }
  .main-nav { gap: 18px; }
  .header-cta { padding: 13px 14px; }
  .hero h1 { max-width: 720px; }
  .proof-rail > div { min-width: 120px; }
  .qualification-body { grid-template-columns: minmax(0, 1fr) minmax(250px, 300px); gap: 40px; }
  .process-grid { gap: 7vw; }
}
@media (min-width: 821px) and (max-width: 900px) {
  .header-inner { grid-template-columns: 180px minmax(0, 1fr) auto; gap: 16px; }
  .brand { width: 180px; }
  .brand-logo { width: 160px; }
  .main-nav { gap: 12px; font-size: 11px; }
  .main-nav a { white-space: nowrap; }
}
@media (max-width: 820px) {
  .site-header { background: rgba(255,255,255,.97); }
  .header-inner { position: relative; z-index: 3; height: 72px; padding: 0 18px; display: flex; justify-content: space-between; }
  .main-nav, .header-cta { display: none; }
  .menu-toggle { display: grid; }
  .mobile-nav-backdrop { position: fixed; z-index: 1; top: 72px; right: 0; bottom: 0; left: 0; display: block; padding: 0; border: 0; background: rgba(7,25,35,.64); opacity: 0; visibility: hidden; transition: opacity .35s var(--ease), visibility .35s; }
  .mobile-nav { position: fixed; z-index: 2; top: 72px; right: 0; bottom: 0; left: auto; width: min(86vw, 360px); padding: 34px 28px 90px; display: flex; flex-direction: column; gap: 0; overflow-y: auto; visibility: hidden; color: var(--ink); background: rgba(255,255,255,.985); box-shadow: -22px 0 50px rgba(7,25,35,.18); transform: translateX(104%); transition: transform .42s var(--ease), visibility .42s; }
  .site-header.menu-open .mobile-nav-backdrop { visibility: visible; opacity: 1; }
  .site-header.menu-open .mobile-nav { visibility: visible; transform: none; }
  .site-header.menu-open .mobile-nav a { animation: mobileLinkIn .42s var(--ease) both; }
  .site-header.menu-open .mobile-nav a:nth-child(2) { animation-delay: 55ms; }
  .site-header.menu-open .mobile-nav a:nth-child(3) { animation-delay: 110ms; }
  .site-header.menu-open .mobile-nav a:nth-child(4) { animation-delay: 165ms; }
  .site-header.menu-open .mobile-nav a:nth-child(5) { animation-delay: 220ms; }
  .mobile-nav a { padding: 17px 0; border-bottom: 1px solid var(--line); font-size: 24px; font-weight: 600; letter-spacing: -.025em; }
  .mobile-nav .mobile-cta { margin-top: 17px; padding: 15px; color: var(--ink); border: 0; background: var(--gold); font-size: 12px; font-weight: 800; text-align: center; letter-spacing: .08em; text-transform: uppercase; }
  .header-actions { gap: 8px; }
  .language-toggle { width: 40px; height: 40px; flex-basis: 40px; margin-right: 0; }
  .hero { min-height: 760px; }
  .hero-grid { padding: 130px 22px 145px; }
  .hero h1 { font-size: clamp(49px, 14vw, 74px); }
  .hero-copy { font-size: 14px; }
  .round-cta { display: none; }
  .proof-rail { right: 22px; bottom: 28px; left: 22px; }
  .proof-rail > div { min-width: 0; flex: 1; padding: 11px 8px; gap: 7px; }
  .proof-rail strong { font-size: 20px; }
  .proof-rail span { font-size: 7px; }
  .proof-rail.proof-rail-single { right: auto; left: 22px; }
  .proof-rail-single > div { min-width: 190px; padding: 13px 16px; }
  .proof-rail-single span { font-size: 8px; }
  .section { padding: 78px 22px; }
  .manifesto-grid { margin: 53px 0 72px; display: block; }
  .manifesto-lead { margin-bottom: 34px; font-size: 13px; }
  .display { font-size: clamp(39px, 11vw, 58px); }
  .qualification-section { min-height: auto; padding: 78px 22px; }
  .qualification-heading { margin: 50px 0; display: block; }
  .qualification-heading h2, .process-intro h2, .review h2, .page-hero h1 { font-size: 48px; }
  .qualification-heading p { margin-top: 25px; font-size: 13px; }
  .qualification-body { padding-right: 0; }
  .qualification-body, .process-grid, .contact-layout { display: block; }
  .path { min-height: 80px; grid-template-columns: 35px 1fr 35px; padding: 0; }
  .path b { font-size: 21px; }
  .path:hover, .path.is-active { padding-left: 12px; }
  .path-panel { min-height: 0; margin-top: 28px; padding: 24px; }
  .path-panel h3 { min-height: 0; margin: 15px 0 28px; font-size: 18px; }
  .path-stat strong { font-size: 42px; }
  .section-head, .review-top { display: block; }
  .section-head h2, .review-top h2 { margin: 28px 0; font-size: 48px; }
  .section-head p { font-size: 13px; }
  .solution-grid { display: block; }
  .solution-card { min-height: 280px; border-right: 0; border-bottom: 1px solid var(--line); }
  .solution-card .number { margin-bottom: 50px; }
  .process-intro { position: static; }
  .process-intro p { font-size: 13px; }
  .steps { margin-top: 55px; padding-left: 30px; }
  .step { min-height: 235px; grid-template-columns: 44px 1fr; gap: 14px; }
  .step h3 { font-size: 33px; }
  .step p { font-size: 13px; }
  .review-stats { justify-content: flex-start; }
  .review-card { margin-top: 48px; display: block; }
  .review-card blockquote { margin-top: 30px; font-size: 35px; }
  .review-content { padding: 90px 22px 105px; }
  .review h2 { margin: 34px 0; }
  .review-bottom { display: block; }
  .review-bottom p { font-size: 13px; }
  .review-bottom .button { width: 100%; margin-top: 28px; }
  .google-review-inner { padding: 78px 22px; }
  .google-review-heading { display: block; margin-top: 28px; padding-right: 0; }
  .google-review-heading h2 { font-size: 48px; }
  .google-review-brand { margin-top: 25px; justify-content: flex-start; }
  .google-review-grid { display: block; margin-top: 42px; }
  .google-review-card { min-height: 0; border-bottom: 1px solid var(--line); }
  .google-review-card blockquote { margin-top: 35px; font-size: 24px; }
  .google-review-button { width: 100%; }
  .cs-quick-dock { top: auto; right: 12px; bottom: 76px; width: 78px; height: 78px; display: flex !important; padding: 0; border: 2px solid var(--gold); border-radius: 50%; background: #031d2a; box-shadow: 0 16px 36px rgba(3,29,42,.42), 0 0 0 4px rgba(196,151,35,.14); transform: none; }
  body.menu-lock .cs-quick-dock { opacity: 0; visibility: hidden; pointer-events: none; }
  .cs-quick-dock:not(.is-open) .cs-quick-link { display: none; }
  .cs-quick-toggle { width: 100%; height: 100%; min-height: 0; display: flex; flex-direction: column; justify-content: center; align-items: center; gap: 6px; padding: 0; border: 0; border-radius: 50%; color: var(--white); background: transparent; font-size: 9px; font-weight: 800; letter-spacing: .05em; cursor: pointer; }
  .cs-quick-toggle svg { width: 25px; height: 25px; fill: none; stroke: currentColor; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
  .cs-quick-dock.is-open { width: 92px; height: auto; padding: 8px 6px; border-radius: 46px; }
  .cs-quick-dock.is-open .cs-quick-toggle { height: auto; min-height: 58px; border-radius: 38px; color: var(--gold-soft); border-bottom: 1px solid rgba(255,255,255,.24); }
  .cs-quick-link { min-height: 58px; color: var(--white); font-size: 9px; font-weight: 800; }
  .cs-quick-link + .cs-quick-link { border-top-color: rgba(255,255,255,.24); }
  .cs-quick-link svg { width: 24px; height: 24px; stroke-width: 1.9; }
  .site-footer { padding: 62px 22px 90px; }
  .footer-top { display: block; padding-bottom: 45px; }
  .footer-links, .footer-contact { margin-top: 36px; }
  .footer-bottom { display: block; }
  .footer-bottom p + p { margin-top: 9px; }
  .footer-disclaimer { grid-template-columns: 1fr; gap: 8px; margin-top: 22px; padding-top: 19px; }
  .footer-disclaimer p { font-size: 12.5px; line-height: 1.7; }
  .mobile-sticky { position: fixed; z-index: 40; right: 0; bottom: 0; left: 0; height: 62px; padding: 0 22px; display: flex; justify-content: space-between; align-items: center; color: var(--ink); background: var(--gold); font-size: 11px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
  .page-hero { min-height: 490px; }
  .page-hero-content { padding: 120px 22px 55px; }
  .content-section { padding: 72px 22px; }
  .content-section h2 { font-size: 39px; }
  .card-grid { display: block; }
  .info-card { border-bottom: 1px solid var(--line); }
  .funnel { padding: 25px 20px; }
  .funnel-options, .funnel-form { grid-template-columns: 1fr; }
  .funnel-form label.full, .funnel-submit { grid-column: auto; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition-duration: .01ms !important; }
  .js-reveal { opacity: 1; transform: none; }
  .steps::after { display: none; }
}

/* Language-aware headline rhythm: compact English, calmer Korean composition. */
.hero h1 { font-size: clamp(64px, 7.7vw, 124px); line-height: .92; letter-spacing: -.065em; }
.page-hero h1 { font-size: clamp(52px, 5.8vw, 94px); line-height: .95; letter-spacing: -.055em; }
.display { font-size: clamp(44px, 5.5vw, 88px); line-height: 1; letter-spacing: -.06em; }
.qualification-heading h2, .process-intro h2, .review h2 { font-size: clamp(44px, 5.4vw, 86px); line-height: .98; letter-spacing: -.055em; }
.section-head h2, .review-top h2 { font-size: clamp(42px, 4.8vw, 74px); line-height: 1; letter-spacing: -.055em; }
.content-section h2 { font-size: clamp(34px, 3.6vw, 56px); line-height: 1.06; letter-spacing: -.045em; }
.funnel-step h3 { font-size: clamp(28px, 3.5vw, 44px); line-height: 1.08; letter-spacing: -.045em; }

body:not(.lang-en) { font-family: "Noto Sans KR", "Apple SD Gothic Neo", "Malgun Gothic", sans-serif; line-height: 1.68; word-break: keep-all; }
body:not(.lang-en) .hero h1 { max-width: 1000px; font-size: clamp(52px, 4.2vw, 74px); line-height: 1.18; letter-spacing: -.026em; text-wrap: balance; }
body:not(.lang-en) .page-hero h1 { max-width: 980px; font-size: clamp(48px, 4.8vw, 72px); line-height: 1.15; letter-spacing: -.035em; }
body:not(.lang-en) .display { font-size: clamp(43px, 4.4vw, 66px); line-height: 1.18; letter-spacing: -.035em; }
body:not(.lang-en) .qualification-heading h2,
body:not(.lang-en) .process-intro h2,
body:not(.lang-en) .review h2 { font-size: clamp(44px, 4.4vw, 68px); line-height: 1.17; letter-spacing: -.035em; }
body:not(.lang-en) .section-head h2,
body:not(.lang-en) .review-top h2 { font-size: clamp(42px, 4vw, 60px); line-height: 1.18; letter-spacing: -.035em; }
body:not(.lang-en) .content-section h2 { font-size: clamp(36px, 3.5vw, 52px); line-height: 1.2; letter-spacing: -.03em; }
body:not(.lang-en) .funnel-step h3 { font-size: clamp(29px, 3vw, 40px); line-height: 1.24; letter-spacing: -.025em; }
body:not(.lang-en) .review-card blockquote { line-height: 1.22; letter-spacing: -.035em; }

@media (max-width: 820px) {
  .hero h1 { font-size: clamp(46px, 12.5vw, 58px); line-height: .98; letter-spacing: -.055em; }
  .page-hero h1 { font-size: 42px; line-height: 1.04; letter-spacing: -.045em; }
  .display { font-size: clamp(38px, 10vw, 46px); line-height: 1.06; }
  .qualification-heading h2, .process-intro h2, .review h2, .section-head h2, .review-top h2 { font-size: 42px; line-height: 1.06; letter-spacing: -.045em; }
  .content-section h2 { font-size: 36px; line-height: 1.12; }
  .funnel-step h3 { font-size: 32px; line-height: 1.15; }

  body:not(.lang-en) .hero h1 { max-width: 350px; font-size: clamp(34px, 8.8vw, 46px); line-height: 1.22; letter-spacing: -.02em; }
  body:not(.lang-en) .page-hero h1 { font-size: 38px; line-height: 1.2; letter-spacing: -.025em; }
  body:not(.lang-en) .display { font-size: 37px; line-height: 1.22; letter-spacing: -.025em; }
  body:not(.lang-en) .qualification-heading h2,
  body:not(.lang-en) .process-intro h2,
  body:not(.lang-en) .review h2,
  body:not(.lang-en) .section-head h2,
  body:not(.lang-en) .review-top h2 { font-size: 38px; line-height: 1.22; letter-spacing: -.025em; }
  body:not(.lang-en) .content-section h2 { font-size: 34px; line-height: 1.24; letter-spacing: -.02em; }
  body:not(.lang-en) .funnel-step h3 { font-size: 29px; line-height: 1.3; letter-spacing: -.015em; }
  body:not(.lang-en) .review-card blockquote { font-size: 30px; line-height: 1.28; }
}

/* Secure mortgage application */
.application-page { min-height: 100vh; padding-top: 88px; background: #f7f4ed; }
.application-intro { color: var(--white); background: var(--navy); border-bottom: 1px solid rgba(255,255,255,.14); }
.application-intro-inner { width: min(1440px, 100%); margin: 0 auto; padding: 82px var(--side) 78px; }
.application-intro h1 { max-width: 1020px; margin: 24px 0 22px; font-size: clamp(48px, 6vw, 92px); font-weight: 700; line-height: .96; letter-spacing: -.065em; }
.application-intro h1 em { color: var(--gold); font-style: normal; }
.application-intro p { max-width: 720px; margin: 0; color: rgba(255,255,255,.68); font-size: 15px; }
.application-workspace { width: min(1440px, 100%); min-height: 920px; margin: 0 auto; display: grid; grid-template-columns: 278px minmax(0, 1fr); border-right: 1px solid var(--line); border-left: 1px solid var(--line); background: var(--white); }
.application-rail { position: sticky; top: 88px; height: calc(100vh - 88px); padding: 34px 20px 28px; display: flex; flex-direction: column; align-self: start; border-right: 1px solid var(--line); background: #eef0ee; }
.application-rail-brand { padding: 0 10px 25px; border-bottom: 1px solid var(--line); }
.application-rail-brand strong { display: block; font-size: 17px; }
.application-rail-brand span { display: block; margin-top: 7px; color: var(--muted); font-size: 11px; text-transform: uppercase; letter-spacing: .08em; }
.application-rail nav { margin: 20px 0; display: grid; gap: 2px; }
.application-rail nav button { width: 100%; min-height: 47px; padding: 8px 10px; display: grid; grid-template-columns: 30px 1fr; gap: 8px; align-items: center; border: 0; color: #52636d; background: transparent; text-align: left; transition: color .2s, background .2s; }
.application-rail nav button i { width: 24px; height: 24px; display: grid; place-items: center; border: 1px solid #bdc7ca; border-radius: 50%; font-size: 8px; font-style: normal; }
.application-rail nav button span { font-size: 12px; font-weight: 600; }
.application-rail nav button:hover:not(:disabled), .application-rail nav button.is-active { color: var(--ink); background: rgba(255,255,255,.86); }
.application-rail nav button.is-active i { color: var(--white); border-color: var(--gold); background: var(--gold); }
.application-rail nav button.is-complete i { color: var(--ink); border-color: var(--gold); background: var(--gold-soft); }
.application-rail nav button:disabled { opacity: .45; cursor: not-allowed; }
.application-rail-help { margin-top: auto; padding: 18px 10px 0; border-top: 1px solid var(--line); }
.application-rail-help span, .application-rail-help a { display: block; }
.application-rail-help span { color: var(--muted); font-size: 11px; }
.application-rail-help a { margin-top: 5px; font-size: 14px; font-weight: 700; }
.application-main { min-width: 0; background: var(--white); }
.application-topbar { min-height: 83px; padding: 19px clamp(24px, 5vw, 72px); display: grid; grid-template-columns: minmax(150px, auto) minmax(160px, 1fr) auto; gap: 28px; align-items: center; position: sticky; z-index: 4; top: 88px; border-bottom: 1px solid var(--line); background: rgba(255,255,255,.96); backdrop-filter: blur(14px); }
.application-topbar > div:first-child { display: flex; align-items: baseline; justify-content: space-between; gap: 26px; }
.application-topbar span { color: var(--muted); font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.application-topbar strong { font-size: 13px; }
.application-progress { height: 3px; overflow: hidden; background: #e4e7e5; }
.application-progress i { width: 10%; height: 100%; display: block; background: var(--gold); transition: width .35s var(--ease); }
.application-save-state { min-width: 84px; text-align: right; }
.application-save-state::before { width: 6px; height: 6px; margin-right: 6px; display: inline-block; border-radius: 50%; background: #4e9470; content: ""; }
.application-save-state.is-saving::before { background: var(--gold); animation: applicationPulse .9s infinite alternate; }
@keyframes applicationPulse { to { opacity: .3; } }
.application-main form { max-width: 1040px; margin: 0 auto; padding: 70px clamp(24px, 6vw, 92px) 100px; }
.application-step[hidden] { display: none !important; }
.application-step.is-active { display: block; }
.application-step-heading { max-width: 780px; margin-bottom: 52px; }
.application-step-heading small { display: block; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.application-step-heading h2 { margin: 15px 0 0; font-size: clamp(38px, 4vw, 62px); font-weight: 700; line-height: 1.02; letter-spacing: -.055em; }
.application-step-heading p { max-width: 720px; margin: 16px 0 0; color: var(--muted); font-size: 14px; }
.application-security-note { padding: 11px 14px; color: #47685b !important; border-left: 2px solid #5d9b7b; background: #eff6f1; }
.app-grid { display: grid; gap: 22px; }
.app-grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.app-grid.four { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.app-grid .wide { grid-column: 1 / -1; }
.app-grid.compact { gap: 10px; }
.app-field { display: flex; flex-direction: column; min-width: 0; gap: 8px; }
.app-field > span { color: #3e505a; font-size: 11px; font-weight: 700; letter-spacing: .025em; }
.app-field input, .app-field select, .app-field textarea { width: 100%; min-height: 54px; padding: 13px 14px; border: 1px solid #cbd2d3; border-radius: 0; outline: 0; color: var(--ink); background: var(--white); transition: border-color .2s, box-shadow .2s, background .2s; }
.app-field textarea { min-height: 132px; resize: vertical; }
.app-field input:focus, .app-field select:focus, .app-field textarea:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(184,146,42,.12); }
.app-field input:invalid:not(:placeholder-shown), .app-field select:invalid:focus { border-color: #a84f45; }
.app-field.is-disabled { opacity: .45; }
.app-money-control { display: grid; grid-template-columns: 46px minmax(0, 1fr) 46px; }
.app-money-control input { min-width: 0; border-right: 0; border-left: 0; text-align: right; font-variant-numeric: tabular-nums; }
.app-money-control button { min-height: 54px; padding: 0; border: 1px solid #cbd2d3; color: var(--ink); background: #f5f4ef; font-size: 20px; line-height: 1; cursor: pointer; transition: border-color .2s, color .2s, background .2s; }
.app-money-control button:hover { color: var(--white); border-color: var(--navy); background: var(--navy); }
.app-money-control button:focus-visible { position: relative; z-index: 2; outline: 3px solid rgba(184,146,42,.23); outline-offset: 1px; }
.app-money-control:focus-within input, .app-money-control:focus-within button { border-color: var(--gold); }
.app-field-hint { margin-top: -2px; color: var(--muted); font-size: 9px; letter-spacing: .04em; }
.app-address-field { position: relative; }
.app-address-suggestions { position: absolute; z-index: 12; top: 100%; right: 0; left: 0; max-height: 260px; overflow-y: auto; border: 1px solid #cbd2d3; border-top: 0; background: var(--white); box-shadow: 0 18px 38px rgba(5,31,43,.14); }
.app-address-suggestions[hidden] { display: none; }
.app-address-suggestions button { width: 100%; padding: 13px 15px; border: 0; border-top: 1px solid var(--line); color: var(--ink); background: var(--white); font: inherit; font-size: 13px; line-height: 1.45; text-align: left; cursor: pointer; }
.app-address-suggestions button:first-child { border-top: 0; }
.app-address-suggestions button:hover, .app-address-suggestions button.is-active { background: #f4f1e8; }
.app-calculation { min-height: 76px; padding: 16px 18px; display: flex; flex-direction: column; justify-content: center; border-top: 2px solid var(--gold); background: var(--navy); color: var(--white); }
.app-calculation span { color: rgba(255,255,255,.58); font-size: 10px; letter-spacing: .08em; text-transform: uppercase; }
.app-calculation strong { margin-top: 4px; font-size: 24px; font-weight: 500; }
.app-question { min-width: 0; margin: 38px 0; padding: 28px 0; border: 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.app-question legend { padding: 0; font-size: 19px; font-weight: 700; }
.app-choice-row { margin-top: 18px; display: flex; flex-wrap: wrap; gap: 10px; }
.app-choice-row label { position: relative; }
.app-choice-row input { position: absolute; opacity: 0; pointer-events: none; }
.app-choice-row label > span { min-width: 92px; min-height: 48px; padding: 12px 18px; display: grid; place-items: center; border: 1px solid #cbd2d3; color: #40515a; background: var(--white); font-size: 13px; font-weight: 600; transition: .2s; }
.app-choice-row label:hover > span { border-color: var(--gold); }
.app-choice-row input:checked + span { color: var(--ink); border-color: var(--gold); background: var(--gold); }
.app-choice-row input:focus-visible + span { outline: 3px solid rgba(184,146,42,.23); outline-offset: 2px; }
.app-check { margin: 18px 0; display: flex; gap: 11px; align-items: flex-start; color: #4e5e66; font-size: 13px; }
.app-check input { width: 18px; height: 18px; flex: 0 0 18px; margin: 1px 0 0; accent-color: var(--gold); }
.app-check-grid { margin-top: 20px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 22px; }
.app-consent { margin-top: 28px; padding: 18px; border: 1px solid var(--gold); color: var(--ink); background: #fbf6e8; }
.app-add { width: 100%; min-height: 56px; margin: 14px 0 24px; border: 1px dashed #aab5b7; color: var(--ink); background: #f5f6f3; font-size: 12px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; transition: .2s; }
.app-add:hover:not(:disabled) { border-color: var(--gold); background: #fbf6e8; }
.app-add:disabled { opacity: .38; cursor: not-allowed; }
.app-repeat-list { display: grid; gap: 18px; }
.app-repeat-list.is-disabled { display: none; }
.app-repeat-card { padding: 26px; border: 1px solid var(--line); border-top: 3px solid var(--navy); background: #fbfaf6; }
.app-repeat-head { margin-bottom: 23px; display: flex; justify-content: space-between; align-items: center; }
.app-repeat-head strong { font-size: 15px; }
.app-repeat-head button { padding: 4px 0; border: 0; color: #8c4d45; background: transparent; font-size: 11px; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.declaration-list { border-top: 1px solid var(--line); }
.declaration-item { margin: 0; padding: 24px 0; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 28px; align-items: center; border: 0; border-bottom: 1px solid var(--line); }
.declaration-item legend { width: 100%; padding: 0; display: grid; grid-template-columns: 42px 1fr; gap: 12px; align-items: start; font-size: 14px; font-weight: 600; }
.declaration-item legend i { color: var(--gold); font-size: 9px; font-style: normal; letter-spacing: .1em; }
.declaration-item .app-choice-row { margin: 0; flex-wrap: nowrap; }
.declaration-item .app-choice-row label > span { min-width: 68px; }
.application-actions { margin-top: 60px; padding-top: 26px; display: flex; justify-content: flex-end; gap: 10px; border-top: 1px solid var(--line); }
.application-actions .button { min-width: 170px; border: 0; }
.application-actions .button:disabled { opacity: .55; cursor: wait; transform: none; }
.application-inline-error, .application-error { padding: 13px 15px; color: #7c2f27; border-left: 3px solid #a84f45; background: #fff1ef; font-size: 13px; }
.application-review { margin-bottom: 46px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.application-review-card { min-width: 0; padding: 22px; border: 1px solid var(--line); background: #faf9f5; }
.application-review-card > div { margin-bottom: 17px; display: flex; justify-content: space-between; align-items: center; border-bottom: 1px solid var(--line); padding-bottom: 12px; }
.application-review-card > div strong { font-size: 15px; }
.application-review-card button { border: 0; color: var(--gold); background: transparent; font-size: 11px; font-weight: 800; text-transform: uppercase; }
.application-review-card dl { margin: 0; display: grid; grid-template-columns: minmax(90px, .8fr) minmax(0, 1.2fr); gap: 7px 14px; font-size: 11px; }
.application-review-card dt { color: var(--muted); }
.application-review-card dd { min-width: 0; margin: 0; overflow-wrap: anywhere; font-weight: 600; }
.application-review-card p { margin: 0; color: var(--muted); font-size: 12px; }
.application-consent-documents { margin-top: 46px; display: grid; gap: 14px; }
.application-consent-document { padding: 26px; border: 1px solid var(--line); border-top: 3px solid var(--navy); background: #faf9f5; }
.application-consent-document header { display: grid; grid-template-columns: 38px minmax(0, 1fr); gap: 13px; align-items: start; }
.application-consent-document header i { width: 32px; height: 32px; display: grid; place-items: center; color: var(--gold); border: 1px solid var(--gold); border-radius: 50%; font-size: 9px; font-style: normal; }
.application-consent-document header small { display: block; color: var(--gold); font-size: 9px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.application-consent-document h3 { margin: 4px 0 0; font-size: 21px; line-height: 1.2; letter-spacing: -.025em; }
.application-consent-document > p { margin: 16px 0; color: var(--muted); font-size: 12px; line-height: 1.6; }
.application-consent-document details { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.application-consent-document summary { padding: 14px 2px; color: var(--ink); font-size: 11px; font-weight: 800; letter-spacing: .04em; cursor: pointer; list-style-position: inside; }
.application-consent-document details[open] summary { color: var(--gold); }
.application-consent-terms { max-height: 270px; padding: 4px 14px 16px; overflow-y: auto; color: #53646c; font-size: 10px; line-height: 1.65; }
.application-consent-terms p { margin: 0 0 12px; }
.application-consent-terms p:last-child { margin-bottom: 0; }
.app-document-consent { margin: 18px 0 0; color: var(--ink); font-weight: 600; }
.application-disclaimer { margin: 22px 0 0; color: var(--muted); font-size: 11px; }
.application-honeypot { position: absolute !important; left: -9999px !important; }
.application-confirmation { min-height: calc(100vh - 88px); padding: 130px var(--side); display: flex; flex-direction: column; align-items: flex-start; justify-content: center; color: var(--white); background: var(--navy); }
.application-confirmation > * { max-width: 850px; }
.application-confirmation-mark { width: 66px; height: 66px; margin-bottom: 30px; display: grid; place-items: center; border: 1px solid var(--gold); border-radius: 50%; color: var(--gold); font-size: 28px; }
.application-confirmation h1 { margin: 22px 0; font-size: clamp(52px, 7vw, 104px); line-height: .94; letter-spacing: -.07em; }
.application-confirmation p { color: rgba(255,255,255,.7); }
.application-confirmation small { margin: 12px 0 28px; color: var(--gold-soft); }
.application-confirmation-documents { width: 100%; margin: 14px 0 30px; display: grid; grid-template-columns: minmax(0, .8fr) minmax(360px, 1.2fr); border-top: 1px solid rgba(255,255,255,.24); border-bottom: 1px solid rgba(255,255,255,.24); }
.application-confirmation-documents-copy { padding: 30px 34px 30px 0; }
.application-confirmation-documents-copy > span { display: block; margin-bottom: 18px; color: var(--gold); font-size: 11px; font-weight: 700; letter-spacing: .18em; }
.application-confirmation-documents-copy h2 { max-width: 400px; margin: 0 0 14px; color: var(--white); font-size: clamp(25px, 2.5vw, 36px); line-height: 1.08; letter-spacing: -.04em; }
.application-confirmation-documents-copy p { max-width: 430px; margin: 0; font-size: 14px; line-height: 1.6; }
.application-confirmation-downloads { border-left: 1px solid rgba(255,255,255,.24); }
.application-confirmation-downloads a { min-height: 106px; padding: 24px 26px; display: grid; grid-template-columns: 38px minmax(0,1fr) auto; align-items: center; gap: 16px; color: var(--white); text-decoration: none; transition: color .25s ease, background-color .25s ease; }
.application-confirmation-downloads a + a { border-top: 1px solid rgba(255,255,255,.24); }
.application-confirmation-downloads a:hover, .application-confirmation-downloads a:focus-visible { color: var(--navy); background: var(--gold); outline: none; }
.application-confirmation-downloads i { color: var(--gold); font-size: 11px; font-style: normal; font-weight: 700; letter-spacing: .14em; }
.application-confirmation-downloads a:hover i, .application-confirmation-downloads a:focus-visible i { color: var(--navy); }
.application-confirmation-downloads span { display: flex; flex-direction: column; gap: 7px; }
.application-confirmation-downloads strong { font-size: 17px; line-height: 1.2; }
.application-confirmation-downloads small { margin: 0; color: rgba(255,255,255,.58); font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.application-confirmation-downloads a:hover small, .application-confirmation-downloads a:focus-visible small { color: rgba(3,29,41,.7); }
.application-confirmation-downloads b { font-size: 24px; font-weight: 400; }
body:has(.application-page) .cs-quick-dock,
body:has(.application-page) .mobile-sticky { display: none !important; }
body:not(.lang-en) .application-intro h1 { max-width: 900px; font-size: clamp(45px, 5.2vw, 76px); line-height: 1.16; letter-spacing: -.035em; }
body:not(.lang-en) .application-step-heading h2 { font-size: clamp(36px, 3.8vw, 55px); line-height: 1.16; letter-spacing: -.035em; }

@media (max-width: 1060px) {
  .application-workspace { grid-template-columns: 230px minmax(0, 1fr); }
  .application-main form { padding-right: 48px; padding-left: 48px; }
  .app-grid.four { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 820px) {
  .application-page { padding-top: 72px; }
  .application-intro-inner { padding: 55px 22px 52px; }
  .application-intro h1 { font-size: 45px; line-height: 1.01; }
  body:not(.lang-en) .application-intro h1 { font-size: 38px; line-height: 1.2; }
  .application-workspace { display: block; min-height: 0; border: 0; }
  .application-rail { position: static; width: 100%; height: auto; padding: 18px 18px 0; border-right: 0; border-bottom: 1px solid var(--line); }
  .application-rail-brand { padding: 0 4px 14px; display: flex; justify-content: space-between; align-items: baseline; }
  .application-rail nav { margin: 0 -18px; padding: 12px 18px; display: flex; gap: 6px; overflow-x: auto; scrollbar-width: none; }
  .application-rail nav::-webkit-scrollbar { display: none; }
  .application-rail nav button { width: auto; min-width: max-content; min-height: 38px; padding: 6px 9px; grid-template-columns: 23px auto; gap: 5px; border: 1px solid transparent; }
  .application-rail nav button i { width: 21px; height: 21px; }
  .application-rail nav button span { font-size: 10px; }
  .application-rail nav button.is-active { border-color: var(--gold); }
  .application-rail-help { display: none; }
  .application-topbar { min-height: 70px; padding: 14px 20px; position: sticky; top: 72px; grid-template-columns: 1fr auto; gap: 12px; }
  .application-topbar > div:first-child span { display: none; }
  .application-progress { grid-column: 1 / -1; grid-row: 2; }
  .application-save-state { grid-column: 2; grid-row: 1; }
  .application-main form { padding: 48px 20px 78px; }
  .application-step-heading { margin-bottom: 38px; }
  .application-step-heading h2, body:not(.lang-en) .application-step-heading h2 { font-size: 37px; line-height: 1.14; }
  .app-grid.two, .app-grid.four { grid-template-columns: 1fr; }
  .app-grid.compact { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .app-check-grid { grid-template-columns: 1fr; }
  .app-repeat-card { padding: 20px 16px; }
  .declaration-item { display: block; }
  .declaration-item .app-choice-row { margin-top: 17px; }
  .declaration-item legend { font-size: 13px; }
  .application-actions { margin-top: 46px; }
  .application-actions .button { min-width: 0; flex: 1; padding-right: 14px; padding-left: 14px; }
  .application-review { grid-template-columns: 1fr; }
  .application-confirmation { min-height: calc(100vh - 72px); padding: 90px 22px; }
  .application-confirmation h1 { font-size: 54px; }
  .application-confirmation-documents { grid-template-columns: 1fr; }
  .application-confirmation-documents-copy { padding: 28px 0; }
  .application-confirmation-downloads { border-top: 1px solid rgba(255,255,255,.24); border-left: 0; }
  .application-confirmation-downloads a { min-height: 94px; padding: 20px 0; }
}

/* Product detail pages: official CapitalSource content in the redesign system. */
.solution-detail-page { background: var(--paper); }
.solution-detail-hero { min-height: 780px; padding-top: 88px; display: flex; align-items: center; position: relative; overflow: hidden; color: var(--white); background: var(--navy); }
.solution-detail-hero-media { position: absolute; inset: 0; }
.solution-detail-hero-media img { width: 100%; height: 100%; object-fit: cover; object-position: center 55%; transform: scale(1.03); }
.solution-detail-hero-media::after { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(4,18,27,.98) 0%, rgba(4,18,27,.9) 50%, rgba(4,18,27,.32) 100%), linear-gradient(0deg, rgba(4,18,27,.72), transparent 62%); content: ""; }
.solution-detail-hero-inner { width: min(1440px, 100%); margin: 0 auto; padding: 110px var(--side) 95px; position: relative; z-index: 1; }
.solution-detail-hero h1 { max-width: 1080px; margin: 28px 0 28px; font-size: clamp(56px, 7.2vw, 112px); font-weight: 700; line-height: .9; letter-spacing: -.073em; }
.solution-detail-hero h1 em { color: var(--gold); font-style: normal; }
.solution-detail-hero p { max-width: 650px; margin: 0 0 34px; color: rgba(255,255,255,.72); font-size: clamp(16px, 1.45vw, 20px); }
.solution-detail-hero .button { min-width: 240px; }
.solution-story { background: var(--paper); }
.solution-story-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(360px, .88fr); gap: clamp(60px, 9vw, 145px); align-items: center; }
.solution-story h2, .solution-section-heading h2, .solution-advantages h2, .solution-reverse h2, .solution-borrower h2, .solution-detail-cta h2 { margin: 32px 0 30px; font-size: clamp(45px, 5.4vw, 86px); font-weight: 700; line-height: .98; letter-spacing: -.06em; }
.solution-story p { max-width: 680px; margin: 0 0 20px; color: #55656d; font-size: 16px; line-height: 1.8; }
.solution-story figure { margin: 0; position: relative; }
.solution-story figure::before { position: absolute; z-index: -1; top: -22px; right: -22px; width: 50%; height: 55%; border-top: 1px solid var(--gold); border-right: 1px solid var(--gold); content: ""; }
.solution-story figure img { width: 100%; aspect-ratio: 1.2; object-fit: cover; filter: saturate(.82); }
.solution-story figure span { margin-top: 12px; display: block; color: var(--muted); font-size: 8px; letter-spacing: .16em; }
.solution-qualification { position: relative; overflow: hidden; }
.solution-qualification::after { position: absolute; inset: 0; opacity: .08; background-image: linear-gradient(rgba(255,255,255,.5) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.5) 1px, transparent 1px); background-size: 84px 84px; content: ""; mask-image: linear-gradient(90deg, transparent, #000); pointer-events: none; }
.solution-qualification .section-inner { position: relative; z-index: 1; }
.solution-section-heading { max-width: 950px; }
.solution-section-heading h2 { margin-bottom: 20px; }
.solution-section-heading > p { max-width: 740px; margin: 0; color: rgba(255,255,255,.64); font-size: 16px; }
.solution-path-table { margin-top: 68px; border-top: 1px solid var(--line-light); border-left: 1px solid var(--line-light); }
.solution-path-head, .solution-path-table article { display: grid; grid-template-columns: minmax(260px, .75fr) minmax(0, 1.4fr); }
.solution-path-head { color: var(--gold-soft); background: rgba(255,255,255,.04); font-size: 9px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.solution-path-head span, .solution-path-table article > * { padding: 22px 28px; border-right: 1px solid var(--line-light); border-bottom: 1px solid var(--line-light); }
.solution-path-table article h3 { margin: 0; font-size: 19px; font-weight: 600; }
.solution-path-table article p { margin: 0; color: rgba(255,255,255,.65); font-size: 14px; }
.solution-path-table article { transition: color .25s, background .25s; }
.solution-path-table article:hover { color: var(--ink); background: var(--gold); }
.solution-path-table article:hover p { color: rgba(9,26,36,.72); }
.solution-advantages { background: #f7f4ed; }
.solution-advantages-grid { display: grid; grid-template-columns: minmax(330px, .8fr) minmax(0, 1.2fr); gap: clamp(55px, 9vw, 140px); align-items: start; }
.solution-advantages-copy { position: sticky; top: 125px; }
.solution-advantages-copy h2 { font-size: clamp(42px, 4.6vw, 72px); }
.solution-advantages-copy > p { max-width: 550px; color: var(--muted); }
.solution-advantage-list { border-top: 1px solid var(--line); }
.solution-advantage-list article { min-height: 165px; padding: 31px 0; display: grid; grid-template-columns: 54px 1fr; gap: 18px; border-bottom: 1px solid var(--line); }
.solution-advantage-list article > span { color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .1em; }
.solution-advantage-list h3 { margin: 0 0 12px; font-size: clamp(24px, 2.3vw, 34px); font-weight: 600; line-height: 1.1; letter-spacing: -.04em; }
.solution-advantage-list p { max-width: 680px; margin: 0; color: var(--muted); font-size: 14px; }
.solution-reverse-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(340px, .72fr); gap: clamp(60px, 9vw, 140px); align-items: center; }
.solution-reverse h2 { font-size: clamp(44px, 5vw, 78px); }
.solution-reverse p { max-width: 700px; color: rgba(255,255,255,.65); }
.solution-reverse ul { margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--line-light); }
.solution-reverse li { padding: 20px 0 20px 32px; position: relative; border-bottom: 1px solid var(--line-light); font-size: 14px; }
.solution-reverse li::before { position: absolute; left: 0; color: var(--gold); content: "↗"; }
.solution-borrower h2 { max-width: 940px; }
.solution-borrower-grid { margin-top: 60px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.solution-borrower-grid article { min-height: 190px; padding: 26px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.solution-borrower-grid article > span { color: var(--gold); font-size: 9px; font-weight: 800; }
.solution-borrower-grid p { margin: 48px 0 0; font-size: 17px; line-height: 1.5; }
.solution-faq { background: #eceae3; }
.solution-faq .solution-section-heading { margin: 0 auto 55px; text-align: center; }
.solution-faq .solution-section-heading .section-label { justify-content: center; }
.solution-faq .solution-section-heading h2 { font-size: clamp(44px, 5vw, 76px); }
.solution-faq-list { max-width: 1020px; margin: 0 auto; border-top: 1px solid var(--line); }
.solution-faq-list details { border-bottom: 1px solid var(--line); }
.solution-faq-list summary { padding: 25px 52px 25px 0; position: relative; cursor: pointer; list-style: none; font-size: 18px; font-weight: 600; }
.solution-faq-list summary::-webkit-details-marker { display: none; }
.solution-faq-list summary i { position: absolute; top: 25px; right: 4px; color: var(--gold); font-size: 24px; font-style: normal; font-weight: 400; transition: transform .25s; }
.solution-faq-list details[open] summary i { transform: rotate(45deg); }
.solution-faq-list details > p { max-width: 860px; margin: -2px 0 28px; color: var(--muted); font-size: 14px; line-height: 1.8; }
.solution-detail-cta { max-width: 1440px; margin: 0 auto; padding: 90px var(--side); display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(300px, .7fr); gap: 8vw; color: var(--white); background: var(--navy-2); }
.solution-detail-cta > div:first-child > span { color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; }
.solution-detail-cta h2 { margin-bottom: 0; font-size: clamp(46px, 5.4vw, 82px); }
.solution-detail-cta > div:last-child { padding-top: 34px; }
.solution-detail-cta p { margin: 0 0 28px; color: rgba(255,255,255,.64); }
.solution-sibling-nav { max-width: 1440px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); background: var(--paper); border-left: 1px solid var(--line); }
.solution-sibling-nav a { min-height: 92px; padding: 25px; display: grid; place-items: center; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); font-size: 13px; font-weight: 700; transition: color .25s, background .25s; }
.solution-sibling-nav a:hover { color: var(--ink); background: var(--gold); }
.program-link-card { display: block; color: inherit; }
.program-link-card > b { margin-top: 42px; display: inline-block; color: var(--gold); font-size: 10px; letter-spacing: .09em; text-transform: uppercase; }
body:not(.lang-en) .solution-detail-hero h1 { max-width: 1000px; font-size: clamp(48px, 5.2vw, 78px); line-height: 1.16; letter-spacing: -.035em; }
body:not(.lang-en) .solution-story h2,
body:not(.lang-en) .solution-section-heading h2,
body:not(.lang-en) .solution-advantages h2,
body:not(.lang-en) .solution-reverse h2,
body:not(.lang-en) .solution-borrower h2,
body:not(.lang-en) .solution-detail-cta h2 { font-size: clamp(40px, 4.5vw, 66px); line-height: 1.18; letter-spacing: -.035em; }

@media (max-width: 820px) {
  .solution-detail-hero { min-height: 680px; padding-top: 72px; }
  .solution-detail-hero-inner { padding: 95px 22px 70px; }
  .solution-detail-hero h1 { margin-top: 22px; font-size: 51px; line-height: .97; }
  body:not(.lang-en) .solution-detail-hero h1 { font-size: 39px; line-height: 1.2; }
  .solution-detail-hero p { font-size: 14px; }
  .solution-detail-hero .button { width: 100%; }
  .solution-story-grid, .solution-advantages-grid, .solution-reverse-grid, .solution-detail-cta { display: block; }
  .solution-story h2, .solution-section-heading h2, .solution-advantages h2, .solution-reverse h2, .solution-borrower h2, .solution-detail-cta h2,
  body:not(.lang-en) .solution-story h2, body:not(.lang-en) .solution-section-heading h2, body:not(.lang-en) .solution-advantages h2, body:not(.lang-en) .solution-reverse h2, body:not(.lang-en) .solution-borrower h2, body:not(.lang-en) .solution-detail-cta h2 { font-size: 39px; line-height: 1.18; }
  .solution-story p, .solution-section-heading > p { font-size: 13px; }
  .solution-story figure { margin-top: 48px; }
  .solution-story figure::before { top: -12px; right: -10px; }
  .solution-path-table { margin-top: 42px; border-left: 0; }
  .solution-path-head { display: none; }
  .solution-path-table article { display: block; border-right: 1px solid var(--line-light); }
  .solution-path-table article > * { padding: 18px 16px; }
  .solution-path-table article h3 { border-bottom: 0; padding-bottom: 5px; font-size: 17px; }
  .solution-path-table article p { padding-top: 5px; }
  .solution-advantages-copy { position: static; }
  .solution-advantage-list { margin-top: 42px; }
  .solution-advantage-list article { min-height: 0; padding: 24px 0; grid-template-columns: 37px 1fr; }
  .solution-advantage-list h3 { font-size: 25px; }
  .solution-reverse ul { margin-top: 40px; }
  .solution-borrower-grid { grid-template-columns: 1fr; margin-top: 42px; }
  .solution-borrower-grid article { min-height: 0; }
  .solution-borrower-grid p { margin-top: 24px; font-size: 15px; }
  .solution-faq .solution-section-heading { margin-bottom: 36px; }
  .solution-faq-list summary { padding: 21px 42px 21px 0; font-size: 15px; }
  .solution-faq-list summary i { top: 20px; }
  .solution-detail-cta { padding: 72px 22px; }
  .solution-detail-cta > div:last-child { padding-top: 26px; }
  .solution-detail-cta .button { width: 100%; }
  .solution-sibling-nav { grid-template-columns: 1fr; }
  .solution-sibling-nav a { min-height: 64px; }
}

/* Client revision 2026-08-13: stronger labels, program navigation, About and editorial CTAs. */
@media (min-width: 1061px) {
  .header-inner { grid-template-columns: 270px minmax(0, 1fr) auto; }
  .brand { width: 255px; }
  .brand-logo { width: 230px; max-height: 58px; }
}
.nav-item { position: relative; }
.nav-item > a { display: flex; align-items: center; gap: 7px; }
.nav-item > a i { color: var(--gold); font-size: 13px; font-style: normal; transition: transform .25s var(--ease); }
.nav-dropdown { position: absolute; z-index: 15; top: calc(100% - 3px); left: 50%; width: 248px; padding: 12px; border-top: 2px solid var(--gold); background: #fff; box-shadow: 0 20px 45px rgba(7,25,35,.16); opacity: 0; visibility: hidden; transform: translate(-50%, 10px); transition: opacity .25s, visibility .25s, transform .25s var(--ease); }
.nav-dropdown a { padding: 13px 14px; display: block; color: var(--ink); font-size: 13px; white-space: nowrap; }
.nav-dropdown a::after { display: none; }
.nav-dropdown a:hover, .nav-dropdown a:focus-visible { color: var(--ink); background: var(--paper-2); outline: 0; }
.nav-item:hover .nav-dropdown, .nav-item:focus-within .nav-dropdown { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.nav-item:hover > a i, .nav-item:focus-within > a i { transform: rotate(180deg); }

/* The source deck asks for the small homepage type to be materially easier to read. */
.home .eyebrow, .home .section-label { font-size: 13px; letter-spacing: .17em; }
.home .section-label > span:first-child { width: 36px; height: 36px; flex-basis: 36px; font-size: 11px; }
.home .solution-card .number, .home .path-no, .home .footer-heading { font-size: 12px; }
.home .path small, .home .path-stat span, .home .proof-rail span, .home .review-stats small { font-size: 11px; }
.home .manifesto-lead, .home .qualification-heading p, .home .path-panel h3, .home .solution-card p, .home .section-head p, .home .review-bottom p { font-size: 16px; line-height: 1.7; }
.home .ticker { font-size: 13px; }

.who-focus { position: relative; overflow: hidden; }
.who-focus::after { position: absolute; inset: 0 0 0 52%; opacity: .09; background-image: linear-gradient(rgba(255,255,255,.45) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.45) 1px, transparent 1px); background-size: 72px 72px; content: ""; pointer-events: none; }
.who-focus .section-inner { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(300px, .78fr) minmax(0, 1.22fr); gap: clamp(60px, 9vw, 150px); }
.who-focus-head { position: sticky; top: 128px; align-self: start; }
.who-focus-head h2 { margin: 34px 0 28px; font-size: clamp(46px, 5.8vw, 88px); line-height: .94; letter-spacing: -.065em; }
.who-focus-head h2 em { color: var(--gold); font-style: normal; }
.who-focus-head > p { max-width: 520px; color: rgba(255,255,255,.62); font-size: 16px; }
.who-focus-list { border-top: 1px solid var(--line-light); }
.who-focus-list article { min-height: 205px; padding: 34px 0; display: grid; grid-template-columns: 56px 1fr; gap: 22px; border-bottom: 1px solid var(--line-light); }
.who-focus-list article > span { color: var(--gold); font-size: 11px; font-weight: 800; }
.who-focus-list h3 { margin: 0 0 15px; font-size: clamp(25px, 2.4vw, 36px); line-height: 1.08; letter-spacing: -.045em; }
.who-focus-list p { max-width: 690px; margin: 0; color: rgba(255,255,255,.62); font-size: 15px; line-height: 1.7; }

.about-intro { background: var(--paper); }
.about-intro-grid { display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(300px, .72fr); gap: clamp(60px, 9vw, 145px); align-items: end; }
.about-intro-grid h2 { margin: 34px 0 0; font-size: clamp(48px, 6vw, 92px); line-height: .94; letter-spacing: -.065em; }
.about-intro-grid > p { margin: 0; color: var(--muted); font-size: 17px; line-height: 1.8; }
.about-values { margin-top: 80px; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.about-values article { min-height: 315px; padding: 30px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.about-values article > span { color: var(--gold); font-size: 11px; font-weight: 800; }
.about-values h3 { margin: 68px 0 18px; font-size: 34px; letter-spacing: -.045em; }
.about-values p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.7; }
.about-leadership { color: var(--white); background: #102a38; }
.leadership-grid { display: grid; grid-template-columns: minmax(280px, .72fr) minmax(0, 1.28fr); gap: clamp(65px, 10vw, 165px); }
.leadership-grid h2 { margin: 42px 0 8px; font-size: clamp(58px, 7vw, 108px); line-height: .9; letter-spacing: -.07em; }
.leadership-grid strong { color: var(--gold); font-size: 13px; letter-spacing: .1em; text-transform: uppercase; }
.leadership-grid > div:last-child { padding-top: 62px; }
.leadership-grid p { margin: 0 0 24px; color: rgba(255,255,255,.65); font-size: 16px; line-height: 1.8; }
.leadership-grid blockquote { margin: 42px 0 0; padding: 28px 0 0; border-top: 1px solid var(--line-light); color: var(--white); font-size: clamp(25px, 3vw, 42px); font-weight: 600; line-height: 1.25; letter-spacing: -.035em; }

.explore-cta { position: relative; max-width: 1440px; margin: 0 auto; padding: 100px var(--side); display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(300px, .7fr); gap: 8vw; color: var(--white); background: var(--navy-2); }
@media (min-width: 1441px) { .explore-cta { box-shadow: 0 0 0 100vmax var(--navy-2); clip-path: inset(0 -100vmax); } }
.explore-cta > div:first-child > span { color: var(--gold); font-size: 12px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.explore-cta h2 { margin: 28px 0 0; font-size: clamp(50px, 6vw, 92px); line-height: .93; letter-spacing: -.065em; }
.explore-cta > div:last-child { padding-top: 42px; }
.explore-cta p { margin: 0 0 30px; color: rgba(255,255,255,.66); font-size: 16px; line-height: 1.7; }
.explore-cta .button { min-width: 265px; }
.footer-legal { max-width: 1440px; margin: 24px auto 0; padding-top: 22px; display: flex; flex-wrap: wrap; align-items: center; gap: 12px; border-top: 1px solid var(--line-light); color: rgba(255,255,255,.66); font-size: 12px; }
.footer-legal a:hover, .footer-legal a:focus-visible { color: var(--gold); outline: 0; }
.footer-legal i { color: rgba(255,255,255,.24); font-style: normal; }

@media (max-width: 820px) {
  .brand { width: 160px; }
  .brand-logo { width: 154px; max-height: 42px; }
  .mobile-programs { border-bottom: 1px solid var(--line); }
  .mobile-programs summary { padding: 17px 0; display: flex; justify-content: space-between; align-items: center; cursor: pointer; list-style: none; font-size: 24px; font-weight: 600; letter-spacing: -.025em; }
  .mobile-programs summary::-webkit-details-marker { display: none; }
  .mobile-programs summary i { color: var(--gold); font-style: normal; transition: transform .25s; }
  .mobile-programs[open] summary i { transform: rotate(45deg); }
  .mobile-programs div { padding: 0 0 14px 14px; display: flex; flex-direction: column; align-items: stretch; }
  .mobile-programs div a { width: 100%; padding: 12px 0; display: block; border: 0; color: var(--muted); font-size: 15px; line-height: 1.35; }
  .mobile-programs div a + a { border-top: 1px solid rgba(10, 37, 51, .08); }
  .mobile-programs summary:focus-visible { outline: 2px solid var(--gold); outline-offset: 4px; }
  .home .eyebrow, .home .section-label { font-size: 11px; }
  .home .section-label > span:first-child { width: 32px; height: 32px; flex-basis: 32px; font-size: 10px; }
  .home .manifesto-lead, .home .qualification-heading p, .home .path-panel h3, .home .solution-card p, .home .section-head p, .home .review-bottom p { font-size: 14px; }
  .who-focus .section-inner, .about-intro-grid, .leadership-grid, .explore-cta { display: block; }
  .who-focus-head { position: static; }
  .who-focus-head h2, .about-intro-grid h2, .explore-cta h2 { font-size: 42px; line-height: 1.05; }
  .who-focus-list { margin-top: 55px; }
  .who-focus-list article { min-height: 0; grid-template-columns: 40px 1fr; }
  .who-focus-list h3 { font-size: 26px; }
  .about-intro-grid > p { margin-top: 34px; font-size: 15px; }
  .about-values { margin-top: 55px; grid-template-columns: 1fr; }
  .about-values article { min-height: 0; }
  .about-values h3 { margin-top: 38px; }
  .leadership-grid > div:last-child { padding-top: 48px; }
  .leadership-grid p { font-size: 14px; }
  .leadership-grid blockquote { font-size: 27px; }
  .explore-cta { padding: 72px 22px; }
  .explore-cta > div:last-child { padding-top: 30px; }
  .explore-cta .button { width: 100%; min-width: 0; }
  .footer-legal { align-items: flex-start; flex-direction: column; gap: 9px; }
  .footer-legal i { display: none; }
}

/* Final cascade: secondary typography must stay readable on every subpage. */
body:not(.home) .eyebrow,
body:not(.home) .section-label { font-size: 12px; line-height: 1.4; }
body:not(.home) .section-label > span:first-child { width: 38px; height: 38px; flex-basis: 38px; font-size: 12px; }
body:not(.home) .path-no,
body:not(.home) .step > span,
body:not(.home) .solution-card .number,
body:not(.home) .solution-advantage-list article > span,
body:not(.home) .solution-borrower-grid article > span,
body:not(.home) .about-values article > span,
body:not(.home) .who-focus-list article > span { font-size: 12px; }
body:not(.home) .path small,
body:not(.home) .path-panel small,
body:not(.home) .path-stat span,
body:not(.home) .proof-rail span,
body:not(.home) .review-stats small,
body:not(.home) .footer-heading,
body:not(.home) .solution-dossier-head,
body:not(.home) .solution-structure-head,
body:not(.home) .solution-structure-foot,
body:not(.home) .solution-detail-cta > div:first-child > span,
body:not(.home) .program-link-card > b { font-size: 12px; }
.solution-path-head { font-size: 12px; }
.solution-path-head span { padding: 0; border: 0; }
.solution-path-head > span { padding: 22px 28px; border-bottom: 1px solid var(--line-light); }
.solution-path-table article h3 { font-size: 21px; }
.solution-path-table article p,
.solution-advantage-list p,
.solution-reverse li { font-size: 15px; line-height: 1.7; }
.solution-dossier-metrics span,
.solution-hero-dossier > small { font-size: 11px; }
.footer-legal { font-size: 13px; }
.application-rail nav button span,
.application-topbar span,
.app-field > span,
.app-field-hint,
.application-consent-document > p,
.application-consent-terms,
.application-disclaimer,
.application-review-card dl,
.application-review-card p { font-size: 13px; }

@media (max-width: 820px) {
  body:not(.home) .eyebrow,
  body:not(.home) .section-label { font-size: 11px; }
  body:not(.home) .section-label > span:first-child { width: 34px; height: 34px; flex-basis: 34px; font-size: 11px; }
  .solution-path-table article p,
  .solution-advantage-list p,
  .solution-reverse li { font-size: 14px; }
}

/* Portal menus must win the complete legacy cascade. */
@media (min-width: 1241px) {
  .header-inner { width: 100%; max-width: none; padding-inline: clamp(22px, 3vw, 56px); grid-template-columns: minmax(190px, 230px) minmax(0, 1fr) auto; gap: clamp(16px, 2vw, 32px); }
  .brand { width: min(100%, 225px); }
  .brand-logo { width: min(100%, 205px); }
  .main-nav { gap: clamp(17px, 1.6vw, 30px); font-size: 14px; white-space: nowrap; }
  .main-nav > a,
  .main-nav .nav-item > a,
  .main-nav .nav-menu-trigger { white-space: nowrap; }
  .nav-menu-trigger { min-height: 48px; display: flex; align-items: center; gap: 7px; padding: 16px 0; border: 0; color: var(--ink); background: transparent; font: inherit; font-weight: inherit; letter-spacing: inherit; cursor: pointer; }
  .nav-menu-trigger i { color: var(--gold); font-size: 13px; font-style: normal; transition: transform .25s var(--ease); }
  .nav-item:hover .nav-menu-trigger i, .nav-item:focus-within .nav-menu-trigger i { transform: rotate(180deg); }
  .nav-item.is-open .nav-menu-trigger i { transform: rotate(180deg); }
  .nav-dropdown.nav-mega { left: 50%; width: min(660px, 74vw); padding: 22px; transform: translate(-38%, 10px); }
  .nav-item:hover .nav-dropdown.nav-mega, .nav-item:focus-within .nav-dropdown.nav-mega { transform: translate(-38%, 0); }
  .nav-item.is-open .nav-dropdown.nav-mega { opacity: 1; visibility: visible; transform: translate(-38%, 0); }
  .nav-dropdown.nav-mega > small { display: block; padding: 0 10px 14px; color: var(--gold); font-size: 10px; font-weight: 800; letter-spacing: .2em; }
  .nav-dropdown.nav-mega > div { display: grid; grid-template-columns: 1fr 1fr; }
  .nav-dropdown.nav-mega a { min-height: 76px; padding: 13px 14px; display: flex; flex-direction: column; justify-content: center; gap: 5px; white-space: normal; }
  .nav-dropdown.nav-mega a strong { font-size: 14px; font-weight: 700; }
  .nav-dropdown.nav-mega a span { color: var(--muted); font-size: 11px; font-weight: 500; line-height: 1.45; }
  .account-link { padding: 12px 4px; color: var(--ink); font-size: 11px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; white-space: nowrap; }
}

@media (max-width: 1240px) {
  .site-header { background: rgba(255,255,255,.97); }
  .header-inner { position: relative; z-index: 3; height: 72px; padding: 0 18px; display: flex; justify-content: space-between; }
  .main-nav, .header-cta, .account-link { display: none; }
  .brand { width: 180px; }
  .brand-logo { width: 168px; max-height: 44px; }
  .menu-toggle { display: grid; }
  .mobile-nav-backdrop { position: fixed; z-index: 1; top: 72px; right: 0; bottom: 0; left: 0; display: block; padding: 0; border: 0; background: rgba(7,25,35,.64); opacity: 0; visibility: hidden; transition: opacity .35s var(--ease), visibility .35s; }
  .mobile-nav { position: fixed; z-index: 2; top: 72px; right: 0; bottom: 0; left: auto; width: min(88vw, 420px); padding: 30px 28px 90px; display: flex; flex-direction: column; gap: 0; overflow-y: auto; visibility: hidden; color: var(--ink); background: rgba(255,255,255,.99); box-shadow: -22px 0 50px rgba(7,25,35,.18); transform: translateX(104%); transition: transform .42s var(--ease), visibility .42s; }
  .site-header.menu-open .mobile-nav-backdrop { visibility: visible; opacity: 1; }
  .site-header.menu-open .mobile-nav { visibility: visible; transform: none; }
  .mobile-nav > a { padding: 15px 0; border-bottom: 1px solid var(--line); font-size: 22px; font-weight: 600; letter-spacing: -.025em; }
  .mobile-nav details { border-bottom: 1px solid var(--line); }
  .mobile-nav details summary { padding: 15px 0; display: flex; justify-content: space-between; align-items: center; cursor: pointer; font-size: 22px; font-weight: 600; list-style: none; }
  .mobile-nav details summary::-webkit-details-marker { display: none; }
  .mobile-nav details summary i { color: var(--gold); font-size: 20px; font-style: normal; }
  .mobile-nav details div { padding: 0 0 14px 14px; }
  .mobile-nav details div a { padding: 10px 0; display: block; border: 0; color: var(--muted); font-size: 14px; letter-spacing: 0; }
  .mobile-nav .mobile-cta { margin-top: 17px; padding: 15px; color: var(--ink); border: 0; background: var(--gold); font-size: 12px; font-weight: 800; text-align: center; letter-spacing: .08em; text-transform: uppercase; }
}